[TheThinkTank] Thethinktank Digest, Vol 169, Issue 2

Lawrence Mohammed law at probikeservice.co.uk
Thu Oct 8 15:13:01 PDT 2020


Hi Aaron, not sure what it's like Stateside, but in the UK, I'm pretty 
sure insurance is essential even if just recommending repairs and 
alterations to people working on their own bikes, not just providing 
these yourselves.  There are ways to get around insurance but it's 
usually frowned upon from what I gather.


Whilst many insurers here can offer coverage, a few (such as Butterworth 
Spengler) specialise in cycling and can thus provide comprehensive 
quotes, are familiar with risks and if anything does go wrong, they're 
probably better placed to support.


We offer popup-servicing to local corporate clients as well as training 
and servicing in our workshop within a gift economy (essentially on a 
'pay what you can' basis) and we need a minimum of £5Million Public 
Liability and Products insurance for this.  I hand built our premises, 
turning a shipping container into a solar powered, insulated timber 
framed workshop and due to this, I think we pay a bit more (it's pretty 
odd and anything odd = uncertainty = risk = ££ / $$ it seems).  Also, 
because it's in a high risk area. We have very comprehensive Risk 
Assessments, Method Statements and loads of policies - but this doesn't 
seem to have dropped out insurance premium...useful though ;)

Not sure whether this info is helpful but do message me if I can be of 
assistance.  Happy to share anything that may be useful and wishing you 
and the collective all the very best in these challenging times!

In service,

*Lawrence Mohammed*
CEO and Founder
Pro Bike Service C.I.C.
*+44 (0)77 222 58587*
*probikeservice.co.uk <https://probikeservice.co.uk>*

/::Olympic Park Site::
Pro Bike Service C.I.C.
Multi-Storey Car Park, Lesney Avenue
Queen Elizabeth Olympic Park
London E20 3BS
*map location <https://what3words.com/upset.habit.funds>*

/
On 08/10/2020 21:03, thethinktank-request at lists.bikecollectives.org wrote:
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>     1. Insurance for Collectives Offering Repair Services (Aaron Shaw)
>     2. Re: Thethinktank Digest, Vol 165, Issue 5
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