From offsite@thehubofdetroit.org Mon Feb 20 10:33:32 2017
From: Zachariah Wahid <offsite@thehubofdetroit.org>
To: thethinktank@lists.bikecollectives.org
Subject: [TheThinkTank] Alternatives to Paypal
Date: Mon, 20 Feb 2017 13:33:31 -0500
Message-ID:
 <CAGUB3tigu00P6V1p6VE7o0LJ6bx+Sj9eU_FzarHQG+6iK8YGbw@mail.gmail.com>
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Hi all,

Has anyone used an alternative to Paypal that lets you accept donations
through your website and send money?

Thanks!



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From stevencbradley@gmail.com Mon Feb 20 11:24:13 2017
From: Steven Bradley <stevencbradley@gmail.com>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Mon, 20 Feb 2017 11:23:32 -0800
Message-ID:
 <CACrP0YD3qzHt6XP3=PWNWuuiB06_qEw4n1k_nDtpEDXcxyKccg@mail.gmail.com>
In-Reply-To:
 <CAGUB3tigu00P6V1p6VE7o0LJ6bx+Sj9eU_FzarHQG+6iK8YGbw@mail.gmail.com>
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Patreon? I've not used it, but I hear it referred to quite often.

On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
offsite(a)thehubofdetroit.org> wrote:

> Hi all,
>
> Has anyone used an alternative to Paypal that lets you accept donations
> through your website and send money?
>
> Thanks!
>
> ____________________________________
>
> The ThinkTank mailing List
> <a href="http://lists.bikecollectives.org/options.cgi/thethinktank-
> bikecollectives.org">Unsubscribe from this list</a>
>
>
>


-- 
Steve Bradley
Independent Consultant
Writer
www.godlovespeople.org
www.investorsweb.com



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From nowhere3@gmail.com Mon Feb 20 11:28:56 2017
From: David Oliver <nowhere3@gmail.com>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Mon, 20 Feb 2017 14:28:15 -0500
Message-ID:
 <CAKO_EtCT_fVfkgQjc+NDn_4jRtrSeZWumUUAYU+DuRvwjSsvUQ@mail.gmail.com>
In-Reply-To:
 <CACrP0YD3qzHt6XP3=PWNWuuiB06_qEw4n1k_nDtpEDXcxyKccg@mail.gmail.com>
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Patreon is for recurring payments, so if you think you have people willing
to do that then definitely go for that.

Stripe and Square are probably the two largest Paypal alternatives.

On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <stevencbradley(a)gmail.com>
wrote:

> Patreon? I've not used it, but I hear it referred to quite often.
>
> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
> offsite(a)thehubofdetroit.org> wrote:
>
>> Hi all,
>>
>> Has anyone used an alternative to Paypal that lets you accept donations
>> through your website and send money?
>>
>> Thanks!
>>
>> ____________________________________
>>
>> The ThinkTank mailing List
>> <a href="http://lists.bikecollectives.org/options.cgi/
>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>
>>
>>
>
>
> --
> Steve Bradley
> Independent Consultant
> Writer
> www.godlovespeople.org
> www.investorsweb.com
>
> ____________________________________
>
> The ThinkTank mailing List
> <a href="http://lists.bikecollectives.org/options.cgi/thethinktank-
> bikecollectives.org">Unsubscribe from this list</a>
>
>
>



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From colinleath@gmail.com Mon Feb 20 12:14:24 2017
From: Colin Leath <colinleath@gmail.com>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Mon, 20 Feb 2017 12:14:20 -0800
Message-ID:
 <CAGQiPL6+tmSNAKNHga51_CduiWk+dWHL_zWwBvPy7QZRWT5hOw@mail.gmail.com>
In-Reply-To:
 <CAKO_EtCT_fVfkgQjc+NDn_4jRtrSeZWumUUAYU+DuRvwjSsvUQ@mail.gmail.com>
MIME-Version: 1.0
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circlepay <https://www.circle.com/invite/VSW0JS>  works very well.

If you want to try something using cryptocurrencies, then there are many
other options. Coinbase, uphold, metamask (with chrome browser). Dash,
Stellar <https://www.stellar.org/> (maybe someday).

It's getting closer to where we won't need paypal or fiat any more but
right now getting from fiat to crypto can still be a challenge. I like
ether the best and used to use circlepay to buy bitcoin to get ether. Now I
use gemini or coinbase, but getting signed up with various exchanges can be
a real hassle and slow process. https://shapeshift.io/#/coins can also be a
way to exchange digital assets.

Bitcoin is not environmentally friendly. Neither is ether at the moment,
but at least it has a transition plan. Many wonder whether it will
successfuly transition.

Here's one way circle manages some of the reporting issues fiat gateways
face (with limits):

https://support.circle.com/hc/en-us/articles/213560403--Why-are-there-limits-

Circle was very fast when I used it. With coinbase bank transfers pretty
much always take the full five business days.

Good luck!

On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com> wrote:

> Patreon is for recurring payments, so if you think you have people willing
> to do that then definitely go for that.
>
> Stripe and Square are probably the two largest Paypal alternatives.
>
> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <stevencbradley(a)gmail.com>
> wrote:
>
>> Patreon? I've not used it, but I hear it referred to quite often.
>>
>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>> offsite(a)thehubofdetroit.org> wrote:
>>
>>> Hi all,
>>>
>>> Has anyone used an alternative to Paypal that lets you accept donations
>>> through your website and send money?
>>>
>>> Thanks!
>>>
>>> ____________________________________
>>>
>>> The ThinkTank mailing List
>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>
>>>
>>>
>>
>>
>> --
>> Steve Bradley
>> Independent Consultant
>> Writer
>> www.godlovespeople.org
>> www.investorsweb.com
>>
>> ____________________________________
>>
>> The ThinkTank mailing List
>> <a href="http://lists.bikecollectives.org/options.cgi/
>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>
>>
>>
>
> ____________________________________
>
> The ThinkTank mailing List
> <a href="http://lists.bikecollectives.org/options.cgi/thethinktank-
> bikecollectives.org">Unsubscribe from this list</a>
>
>
>



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--===============3452510542932714696==--


From cyclista@inventati.org Fri Mar 10 20:48:48 2017
From: cyclista@inventati.org
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Sat, 11 Mar 2017 04:48:46 +0000
Message-ID: <7ae02a00ddde5ce91fbde4302d1f03fc@inventati.org>
In-Reply-To:
 <CAGQiPL6+tmSNAKNHga51_CduiWk+dWHL_zWwBvPy7QZRWT5hOw@mail.gmail.com>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============4964546753103192893=="

--===============4964546753103192893==
Content-Type: text/plain; charset="utf-8"
Content-Transfer-Encoding: quoted-printable

Colin,

Does Circlepay have desktop apps? Or just smartphone? We're trying to=20
set up PoS and everything seems to be smartphone-only.

We want a desktop app that works with card readers and isn't a browser=20
app. Ideally it would be open source. I know these criteria together=20
mean probably nothing is out there - but worth checking I figure.

Thanks,

Nicholas
Co-director, Recycle Ithaca's Bicycles
Ithaca, NY



On 2017-02-20 20:14, Colin Leath wrote:
> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>=20
> If you want to try something using cryptocurrencies, then there are=20
> many
> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
> Stellar <https://www.stellar.org/> (maybe someday).
>=20
> It's getting closer to where we won't need paypal or fiat any more but
> right now getting from fiat to crypto can still be a challenge. I like
> ether the best and used to use circlepay to buy bitcoin to get ether.=20
> Now I
> use gemini or coinbase, but getting signed up with various exchanges=20
> can be
> a real hassle and slow process. https://shapeshift.io/#/coins can also=20
> be a
> way to exchange digital assets.
>=20
> Bitcoin is not environmentally friendly. Neither is ether at the=20
> moment,
> but at least it has a transition plan. Many wonder whether it will
> successfuly transition.
>=20
> Here's one way circle manages some of the reporting issues fiat=20
> gateways
> face (with limits):
>=20
> https://support.circle.com/hc/en-us/articles/213560403--Why-are-there-limit=
s-
>=20
> Circle was very fast when I used it. With coinbase bank transfers=20
> pretty
> much always take the full five business days.
>=20
> Good luck!
>=20
> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>=20
> wrote:
>=20
>> Patreon is for recurring payments, so if you think you have people=20
>> willing
>> to do that then definitely go for that.
>>=20
>> Stripe and Square are probably the two largest Paypal alternatives.
>>=20
>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley=20
>> <stevencbradley(a)gmail.com>
>> wrote:
>>=20
>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>=20
>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>> offsite(a)thehubofdetroit.org> wrote:
>>>=20
>>>> Hi all,
>>>>=20
>>>> Has anyone used an alternative to Paypal that lets you accept=20
>>>> donations
>>>> through your website and send money?
>>>>=20
>>>> Thanks!
>>>>=20
>>>> ____________________________________
>>>>=20
>>>> The ThinkTank mailing List
>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/thethinkt
>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>=20
>>>>=20
>>>>=20
>>>=20
>>>=20
>>> --
>>> Steve Bradley
>>> Independent Consultant
>>> Writer
>>> www.godlovespeople.org
>>> www.investorsweb.com
>>>=20
>>> ____________________________________
>>>=20
>>> The ThinkTank mailing List
>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/
>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>=20
>>>=20
>>>=20
>>=20
>> ____________________________________
>>=20
>> The ThinkTank mailing List
>> <a href=3D"http://lists.bikecollectives.org/options.cgi/thethinktank-
>> bikecollectives.org">Unsubscribe from this list</a>
>>=20
>>=20
>>=20
>=20
> ____________________________________
>=20
> The ThinkTank mailing List
> <a
> href=3D"http://lists.bikecollectives.org/options.cgi/thethinktank-bikecolle=
ctives.org">Unsubscribe
> from this list</a>

--===============4964546753103192893==--


From colinleath@gmail.com Sun Mar 12 01:45:09 2017
From: Colin Leath <colinleath@gmail.com>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Sun, 12 Mar 2017 01:45:07 -0800
Message-ID:
 <CAGQiPL5S3jF2yksbhutuDnzS-TC4T7OASGQRFRXBt_qHTx6q5g@mail.gmail.com>
In-Reply-To: <7ae02a00ddde5ce91fbde4302d1f03fc@inventati.org>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============1216168175146312116=="

--===============1216168175146312116==
Content-Type: text/plain; charset="utf-8"
Content-Transfer-Encoding: 7bit

Nicholas,
Not that I know of.
I assume you've checked out the things that come up when you search for
open source payment gateway and so on?

https://www.google.com/search?q=open+source+credit+card+payment+gateway&

Pay junction is another option no one mentioned yet here. They are a Santa
Barbara company, occasionally hiring here. But I think you might need more
volume for them to be worth your while. And I don't see anything about open
source.

https://www.payjunction.com/trinity/payments#/pricing



I don't know what our local co-op uses .
I thought it was:
https://www.mindbodyonline.com/company/

But at least for memberships it's:

http://nationbuilder.com/nonprofit


You could ask, they're doing very well, and have expanded to multiple
locations:

http://www.sbbike.org/





On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:

Colin,

Does Circlepay have desktop apps? Or just smartphone? We're trying to set
up PoS and everything seems to be smartphone-only.

We want a desktop app that works with card readers and isn't a browser app.
Ideally it would be open source. I know these criteria together mean
probably nothing is out there - but worth checking I figure.

Thanks,

Nicholas
Co-director, Recycle Ithaca's Bicycles
Ithaca, NY



On 2017-02-20 20:14, Colin Leath wrote:

> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>
>
> If you want to try something using cryptocurrencies, then there are many
> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
> Stellar <https://www.stellar.org/> (maybe someday).
>
>
> It's getting closer to where we won't need paypal or fiat any more but
> right now getting from fiat to crypto can still be a challenge. I like
> ether the best and used to use circlepay to buy bitcoin to get ether. Now I
> use gemini or coinbase, but getting signed up with various exchanges can be
> a real hassle and slow process. https://shapeshift.io/#/coins can also be
> a
> way to exchange digital assets.
>
> Bitcoin is not environmentally friendly. Neither is ether at the moment,
> but at least it has a transition plan. Many wonder whether it will
> successfuly transition.
>
> Here's one way circle manages some of the reporting issues fiat gateways
> face (with limits):
>
> https://support.circle.com/hc/en-us/articles/213560403--Why-
> are-there-limits-
>
> Circle was very fast when I used it. With coinbase bank transfers pretty
> much always take the full five business days.
>
> Good luck!
>
> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com> wrote:
>
> Patreon is for recurring payments, so if you think you have people willing
>> to do that then definitely go for that.
>>
>> Stripe and Square are probably the two largest Paypal alternatives.
>>
>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <stevencbradley(a)gmail.com
>> >
>> wrote:
>>
>> Patreon? I've not used it, but I hear it referred to quite often.
>>>
>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>> offsite(a)thehubofdetroit.org> wrote:
>>>
>>> Hi all,
>>>>
>>>> Has anyone used an alternative to Paypal that lets you accept donations
>>>> through your website and send money?
>>>>
>>>> Thanks!
>>>>
>>>> ____________________________________
>>>>
>>>> The ThinkTank mailing List
>>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>
>>>>
>>>>
>>>>
>>>
>>> --
>>> Steve Bradley
>>> Independent Consultant
>>> Writer
>>> www.godlovespeople.org
>>> www.investorsweb.com
>>>
>>> ____________________________________
>>>
>>> The ThinkTank mailing List
>>> <a href="http://lists.bikecollectives.org/options.cgi/
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From chris.chan@edmontonbikes.ca Mon Mar 13 14:31:46 2017
From: Christopher Chan <chris.chan@edmontonbikes.ca>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Mon, 13 Mar 2017 15:31:03 -0600
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Stripe is nice because it's a lot more modern than PayPal (which still
hasn't figured out how to make its dashboard make sense or how to keep its
instructions/documentation up-to-date). That can make managing recurring
donations, etc., easier.

It's easier to integrate into your website as just a credit card form,
which means users don't get sent to another website (which web browsers
sometimes break), and it also works more directly: e.g. people who don't
have PayPal accounts don't automatically give up (yes, I know that you
don't need a PayPal account to pay by credit card via PayPal, but that
doesn't mean that your contributors know). Probably not a big issue for
most of us, but some cards (e.g. corporate cards) don't work with PayPal,
which can be an issue too.

Stripe has the same fees as PayPal in general.

On the other hand, a lot of people love PayPal, and prefer to go through
PayPal with PayPal's protection rather than giving their credit card number
directly.

Our experience is that, where we are in Canada (I don't know if PayPal
usage is different in the US), the people using our Stripe system have far
fewer problems with completing the payment than those using PayPal, so it's
our preferred system.

We offer Stripe and PayPal (or at least, when that part of our website is
working, we do), so people can pick.

We also use PayPal Micropayments, which have lower fees for payments under
$12. We use that for accepting e.g. monthly $5 donations.

Christopher Chan
*Executive Director*
Edmonton Bicycle Commuters Society
edmontonbikes.ca

*BikeWorks North *• 9305 111 Ave • T5G 0A2 • 780-433-2453
*BikeWorks South *• 8001 102 St • T6E 4A2 • 780-433-2453
*Cell •* 780-756-7560
Edmonton, Alberta, Canada
@edmontonbicycle <https://twitter.com/edmontonbicycle>
facebook.com/EdmontonBicycleCommuters
<https://www.facebook.com/EdmontonBicycleCommuters>


On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath(a)gmail.com> wrote:

> Nicholas,
> Not that I know of.
> I assume you've checked out the things that come up when you search for
> open source payment gateway and so on?
>
> https://www.google.com/search?q=open+source+credit+card+payment+gateway&
>
> Pay junction is another option no one mentioned yet here. They are a Santa
> Barbara company, occasionally hiring here. But I think you might need more
> volume for them to be worth your while. And I don't see anything about open
> source.
>
> https://www.payjunction.com/trinity/payments#/pricing
>
>
>
> I don't know what our local co-op uses .
> I thought it was:
> https://www.mindbodyonline.com/company/
>
> But at least for memberships it's:
>
> http://nationbuilder.com/nonprofit
>
>
> You could ask, they're doing very well, and have expanded to multiple
> locations:
>
> http://www.sbbike.org/
>
>
>
>
>
> On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:
>
> Colin,
>
> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
> up PoS and everything seems to be smartphone-only.
>
> We want a desktop app that works with card readers and isn't a browser
> app. Ideally it would be open source. I know these criteria together mean
> probably nothing is out there - but worth checking I figure.
>
> Thanks,
>
> Nicholas
> Co-director, Recycle Ithaca's Bicycles
> Ithaca, NY
>
>
>
> On 2017-02-20 20:14, Colin Leath wrote:
>
>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>
>>
>> If you want to try something using cryptocurrencies, then there are many
>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>> Stellar <https://www.stellar.org/> (maybe someday).
>>
>>
>> It's getting closer to where we won't need paypal or fiat any more but
>> right now getting from fiat to crypto can still be a challenge. I like
>> ether the best and used to use circlepay to buy bitcoin to get ether. Now
>> I
>> use gemini or coinbase, but getting signed up with various exchanges can
>> be
>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>> be a
>> way to exchange digital assets.
>>
>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>> but at least it has a transition plan. Many wonder whether it will
>> successfuly transition.
>>
>> Here's one way circle manages some of the reporting issues fiat gateways
>> face (with limits):
>>
>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>> are-there-limits-
>>
>> Circle was very fast when I used it. With coinbase bank transfers pretty
>> much always take the full five business days.
>>
>> Good luck!
>>
>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>> wrote:
>>
>> Patreon is for recurring payments, so if you think you have people willing
>>> to do that then definitely go for that.
>>>
>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>
>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>> stevencbradley(a)gmail.com>
>>> wrote:
>>>
>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>
>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>
>>>> Hi all,
>>>>>
>>>>> Has anyone used an alternative to Paypal that lets you accept donations
>>>>> through your website and send money?
>>>>>
>>>>> Thanks!
>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>
>>>> --
>>>> Steve Bradley
>>>> Independent Consultant
>>>> Writer
>>>> www.godlovespeople.org
>>>> www.investorsweb.com
>>>>
>>>> ____________________________________
>>>>
>>>> The ThinkTank mailing List
>>>> <a href="http://lists.bikecollectives.org/options.cgi/
>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>>
>>>>
>>>>
>>>>
>>> ____________________________________
>>>
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>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinktank-
>>> bikecollectives.org">Unsubscribe from this list</a>
>>>
>>>
>>>
>>>
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>>
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>> href="http://lists.bikecollectives.org/options.cgi/thethinkt
>> ank-bikecollectives.org">Unsubscribe
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>
>
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>
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From michael@experimentalstation.org Tue Mar 14 14:27:11 2017
From: J Michael Eugenio <michael@experimentalstation.org>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Tue, 14 Mar 2017 14:27:09 -0700
Message-ID:
 <CABMSzyHh7xRnaRsMy_go9hjJSXOiPiZM126_hZHDXXR4kxNxAA@mail.gmail.com>
In-Reply-To:
 <CANv1n=3-vf4e6_3NO1BE1aWcjgWAW3q3X-MnA=UQn78Uvf4AKQ@mail.gmail.com>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============2663525575082861369=="

--===============2663525575082861369==
Content-Type: text/plain; charset="utf-8"
Content-Transfer-Encoding: quoted-printable

Here=E2=80=99s a blogpost on open source POS systems:
http://blog.capterra.com/the-top-6-free-and-open-source-pos-solutions/

As for being able to accept recurring donations online, donorbox
<https://donorbox.org/> is free if you do under 1k in donations a month. It
runs on Stripe, too, which charges 2.2% for non-profits after you apply
(and they also waive the fees for the first $15K).


*J. Michael Eugenio*
Communications Associate
experimentalstation.org
773 241-6044
@expstation: facebook <https://www.facebook.com/expstation/> / twitter
<http://twitter.com/expstation> / instagram
<https://www.instagram.com/expstation/>

On March 13, 2017 at 4:31:58 PM, Christopher Chan (
chris.chan(a)edmontonbikes.ca) wrote:

Stripe is nice because it's a lot more modern than PayPal (which still
hasn't figured out how to make its dashboard make sense or how to keep its
instructions/documentation up-to-date). That can make managing recurring
donations, etc., easier.

It's easier to integrate into your website as just a credit card form,
which means users don't get sent to another website (which web browsers
sometimes break), and it also works more directly: e.g. people who don't
have PayPal accounts don't automatically give up (yes, I know that you
don't need a PayPal account to pay by credit card via PayPal, but that
doesn't mean that your contributors know). Probably not a big issue for
most of us, but some cards (e.g. corporate cards) don't work with PayPal,
which can be an issue too.

Stripe has the same fees as PayPal in general.

On the other hand, a lot of people love PayPal, and prefer to go through
PayPal with PayPal's protection rather than giving their credit card number
directly.

Our experience is that, where we are in Canada (I don't know if PayPal
usage is different in the US), the people using our Stripe system have far
fewer problems with completing the payment than those using PayPal, so it's
our preferred system.

We offer Stripe and PayPal (or at least, when that part of our website is
working, we do), so people can pick.

We also use PayPal Micropayments, which have lower fees for payments under
$12. We use that for accepting e.g. monthly $5 donations.

Christopher Chan
*Executive Director*
Edmonton Bicycle Commuters Society
edmontonbikes.ca

*BikeWorks North *=E2=80=A2 9305 111 Ave =E2=80=A2 T5G 0A2 =E2=80=A2 780-433-=
2453
*BikeWorks South *=E2=80=A2 8001 102 St =E2=80=A2 T6E 4A2 =E2=80=A2 780-433-2=
453
*Cell =E2=80=A2* 780-756-7560
Edmonton, Alberta, Canada
@edmontonbicycle <https://twitter.com/edmontonbicycle>
facebook.com/EdmontonBicycleCommuters
<https://www.facebook.com/EdmontonBicycleCommuters>


On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath(a)gmail.com> wrote:

> Nicholas,
> Not that I know of.
> I assume you've checked out the things that come up when you search for
> open source payment gateway and so on?
>
> https://www.google.com/search?q=3Dopen+source+credit+card+payment+gateway&
>
> Pay junction is another option no one mentioned yet here. They are a Santa
> Barbara company, occasionally hiring here. But I think you might need more
> volume for them to be worth your while. And I don't see anything about open
> source.
>
> https://www.payjunction.com/trinity/payments#/pricing
>
>
>
> I don't know what our local co-op uses .
> I thought it was:
> https://www.mindbodyonline.com/company/
>
> But at least for memberships it's:
>
> http://nationbuilder.com/nonprofit
>
>
> You could ask, they're doing very well, and have expanded to multiple
> locations:
>
> http://www.sbbike.org/
>
>
>
>
>
> On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:
>
> Colin,
>
> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
> up PoS and everything seems to be smartphone-only.
>
> We want a desktop app that works with card readers and isn't a browser
> app. Ideally it would be open source. I know these criteria together mean
> probably nothing is out there - but worth checking I figure.
>
> Thanks,
>
> Nicholas
> Co-director, Recycle Ithaca's Bicycles
> Ithaca, NY
>
>
>
> On 2017-02-20 20:14, Colin Leath wrote:
>
>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>
>>
>> If you want to try something using cryptocurrencies, then there are many
>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>> Stellar <https://www.stellar.org/> (maybe someday).
>>
>>
>> It's getting closer to where we won't need paypal or fiat any more but
>> right now getting from fiat to crypto can still be a challenge. I like
>> ether the best and used to use circlepay to buy bitcoin to get ether. Now
>> I
>> use gemini or coinbase, but getting signed up with various exchanges can
>> be
>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>> be a
>> way to exchange digital assets.
>>
>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>> but at least it has a transition plan. Many wonder whether it will
>> successfuly transition.
>>
>> Here's one way circle manages some of the reporting issues fiat gateways
>> face (with limits):
>>
>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>> are-there-limits-
>>
>> Circle was very fast when I used it. With coinbase bank transfers pretty
>> much always take the full five business days.
>>
>> Good luck!
>>
>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>> wrote:
>>
>> Patreon is for recurring payments, so if you think you have people willing
>>> to do that then definitely go for that.
>>>
>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>
>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>> stevencbradley(a)gmail.com>
>>> wrote:
>>>
>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>
>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>
>>>> Hi all,
>>>>>
>>>>> Has anyone used an alternative to Paypal that lets you accept donations
>>>>> through your website and send money?
>>>>>
>>>>> Thanks!
>>>>>
>>>>> ____________________________________
>>>>>
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>>>>>
>>>>>
>>>>>
>>>>>
>>>>
>>>> --
>>>> Steve Bradley
>>>> Independent Consultant
>>>> Writer
>>>> www.godlovespeople.org
>>>> www.investorsweb.com
>>>>
>>>> ____________________________________
>>>>
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From mark@cycleto.ca Tue Mar 14 14:34:33 2017
From: Mark Romeril <mark@cycleto.ca>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Tue, 14 Mar 2017 17:34:11 -0400
Message-ID:
 <CA+PTUBK_etF3aZnf+enarZa-5544wUhbpx90t7xmTCi5eVPqOA@mail.gmail.com>
In-Reply-To:
 <CABMSzyHh7xRnaRsMy_go9hjJSXOiPiZM126_hZHDXXR4kxNxAA@mail.gmail.com>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============3901413190745035939=="

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iATS <http://home.iatspayments.com/> is a service with similar fee
structure to PayPal, it integrates well with Civi and Salesforce, and is
supported by readers on mobile devices, as well as on dedicated mag swipe
hardware.

We were going to switch over, but then we migrated away from Civi, and iATS
wasn't compatible with our new CRM.

Cheers,



On Tue, Mar 14, 2017 at 5:27 PM, J Michael Eugenio <
michael(a)experimentalstation.org> wrote:

> Here’s a blogpost on open source POS systems:
> http://blog.capterra.com/the-top-6-free-and-open-source-pos-solutions/
>
> As for being able to accept recurring donations online, donorbox
> <https://donorbox.org/> is free if you do under 1k in donations a month.
> It runs on Stripe, too, which charges 2.2% for non-profits after you apply
> (and they also waive the fees for the first $15K).
>
>
> *J. Michael Eugenio*
> Communications Associate
> experimentalstation.org
> 773 241-6044 <(773)%20241-6044>
> @expstation: facebook <https://www.facebook.com/expstation/> / twitter
> <http://twitter.com/expstation> / instagram
> <https://www.instagram.com/expstation/>
>
> On March 13, 2017 at 4:31:58 PM, Christopher Chan (
> chris.chan(a)edmontonbikes.ca) wrote:
>
> Stripe is nice because it's a lot more modern than PayPal (which still
> hasn't figured out how to make its dashboard make sense or how to keep its
> instructions/documentation up-to-date). That can make managing recurring
> donations, etc., easier.
>
> It's easier to integrate into your website as just a credit card form,
> which means users don't get sent to another website (which web browsers
> sometimes break), and it also works more directly: e.g. people who don't
> have PayPal accounts don't automatically give up (yes, I know that you
> don't need a PayPal account to pay by credit card via PayPal, but that
> doesn't mean that your contributors know). Probably not a big issue for
> most of us, but some cards (e.g. corporate cards) don't work with PayPal,
> which can be an issue too.
>
> Stripe has the same fees as PayPal in general.
>
> On the other hand, a lot of people love PayPal, and prefer to go through
> PayPal with PayPal's protection rather than giving their credit card number
> directly.
>
> Our experience is that, where we are in Canada (I don't know if PayPal
> usage is different in the US), the people using our Stripe system have far
> fewer problems with completing the payment than those using PayPal, so it's
> our preferred system.
>
> We offer Stripe and PayPal (or at least, when that part of our website is
> working, we do), so people can pick.
>
> We also use PayPal Micropayments, which have lower fees for payments under
> $12. We use that for accepting e.g. monthly $5 donations.
>
> Christopher Chan
> *Executive Director*
> Edmonton Bicycle Commuters Society
> edmontonbikes.ca
>
> *BikeWorks North *• 9305 111 Ave • T5G 0A2 • 780-433-2453
> <(780)%20433-2453>
> *BikeWorks South *• 8001 102 St • T6E 4A2 • 780-433-2453
> <(780)%20433-2453>
> *Cell •* 780-756-7560 <(780)%20756-7560>
> Edmonton, Alberta, Canada
> @edmontonbicycle <https://twitter.com/edmontonbicycle>
> facebook.com/EdmontonBicycleCommuters
> <https://www.facebook.com/EdmontonBicycleCommuters>
>
>
> On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath(a)gmail.com> wrote:
>
>> Nicholas,
>> Not that I know of.
>> I assume you've checked out the things that come up when you search for
>> open source payment gateway and so on?
>>
>> https://www.google.com/search?q=open+source+credit+card+payment+gateway&
>>
>> Pay junction is another option no one mentioned yet here. They are a
>> Santa Barbara company, occasionally hiring here. But I think you might need
>> more volume for them to be worth your while. And I don't see anything about
>> open source.
>>
>> https://www.payjunction.com/trinity/payments#/pricing
>>
>>
>>
>> I don't know what our local co-op uses .
>> I thought it was:
>> https://www.mindbodyonline.com/company/
>>
>> But at least for memberships it's:
>>
>> http://nationbuilder.com/nonprofit
>>
>>
>> You could ask, they're doing very well, and have expanded to multiple
>> locations:
>>
>> http://www.sbbike.org/
>>
>>
>>
>>
>>
>> On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:
>>
>> Colin,
>>
>> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
>> up PoS and everything seems to be smartphone-only.
>>
>> We want a desktop app that works with card readers and isn't a browser
>> app. Ideally it would be open source. I know these criteria together mean
>> probably nothing is out there - but worth checking I figure.
>>
>> Thanks,
>>
>> Nicholas
>> Co-director, Recycle Ithaca's Bicycles
>> Ithaca, NY
>>
>>
>>
>> On 2017-02-20 20:14, Colin Leath wrote:
>>
>>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>>
>>>
>>> If you want to try something using cryptocurrencies, then there are many
>>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>>> Stellar <https://www.stellar.org/> (maybe someday).
>>>
>>>
>>> It's getting closer to where we won't need paypal or fiat any more but
>>> right now getting from fiat to crypto can still be a challenge. I like
>>> ether the best and used to use circlepay to buy bitcoin to get ether.
>>> Now I
>>> use gemini or coinbase, but getting signed up with various exchanges can
>>> be
>>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>>> be a
>>> way to exchange digital assets.
>>>
>>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>>> but at least it has a transition plan. Many wonder whether it will
>>> successfuly transition.
>>>
>>> Here's one way circle manages some of the reporting issues fiat gateways
>>> face (with limits):
>>>
>>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>>> are-there-limits-
>>>
>>> Circle was very fast when I used it. With coinbase bank transfers pretty
>>> much always take the full five business days.
>>>
>>> Good luck!
>>>
>>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>>> wrote:
>>>
>>> Patreon is for recurring payments, so if you think you have people
>>>> willing
>>>> to do that then definitely go for that.
>>>>
>>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>>
>>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>>> stevencbradley(a)gmail.com>
>>>> wrote:
>>>>
>>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>>
>>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>>
>>>>> Hi all,
>>>>>>
>>>>>> Has anyone used an alternative to Paypal that lets you accept
>>>>>> donations
>>>>>> through your website and send money?
>>>>>>
>>>>>> Thanks!
>>>>>>
>>>>>> ____________________________________
>>>>>>
>>>>>> The ThinkTank mailing List
>>>>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>
>>>>> --
>>>>> Steve Bradley
>>>>> Independent Consultant
>>>>> Writer
>>>>> www.godlovespeople.org
>>>>> www.investorsweb.com
>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href="http://lists.bikecollectives.org/options.cgi/
>>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
>>>> ____________________________________
>>>>
>>>> The ThinkTank mailing List
>>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinktank-
>>>> bikecollectives.org">Unsubscribe from this list</a>
>>>>
>>>>
>>>>
>>>>
>>> ____________________________________
>>>
>>> The ThinkTank mailing List
>>> <a
>>> href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>> ank-bikecollectives.org">Unsubscribe
>>> from this list</a>
>>>
>>
>>
>> ____________________________________
>>
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>> <a href="http://lists.bikecollectives.org/options.cgi/
>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>
>>
>>
> ____________________________________
>
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> <a href="http://lists.bikecollectives.org/options.cgi/thethinktank-
> bikecollectives.org">Unsubscribe from this list</a>
>
>
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> bikecollectives.org">Unsubscribe from this list</a>
>
>
>


-- 

*Mark Romeril*

Development Manager


*Cycle Toronto*

Centre for Social Innovation

215 Spadina Ave, #149

Toronto, ON M5T 2C7

416-644-7188

cycleto.ca/join

@cycletoronto <http://twitter.com/cycletoronto>

fb.com/cycletoronto
safe streets, a healthy city, a vibrant voice



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From colin.phoenixbikes@gmail.com Tue Mar 14 14:38:48 2017
From: Colin Dixon <colin.phoenixbikes@gmail.com>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Tue, 14 Mar 2017 14:38:26 -0700
Message-ID:
 <CAKyugGSNp+ajH1BTtHKf5NnYDwjsk267qk_aMD8yJwQoD6A1Vg@mail.gmail.com>
In-Reply-To:
 <CANv1n=3-vf4e6_3NO1BE1aWcjgWAW3q3X-MnA=UQn78Uvf4AKQ@mail.gmail.com>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============0002129740879979956=="

--===============0002129740879979956==
Content-Type: text/plain; charset="utf-8"
Content-Transfer-Encoding: quoted-printable

Stripe is good for website integration - but if you're looking to move away
from paypal for political reasons, stripe has many of the same backers.
https://www.fastcompany.com/1813087/inside-stripe-paypal-competitor-backed-pa=
ypal-founders-peter-thiel-elon-musk

Thanks all for presenting some of the options out there.

Best,
- Colin


On Mon, Mar 13, 2017 at 2:31 PM, Christopher Chan <
chris.chan(a)edmontonbikes.ca> wrote:

> Stripe is nice because it's a lot more modern than PayPal (which still
> hasn't figured out how to make its dashboard make sense or how to keep its
> instructions/documentation up-to-date). That can make managing recurring
> donations, etc., easier.
>
> It's easier to integrate into your website as just a credit card form,
> which means users don't get sent to another website (which web browsers
> sometimes break), and it also works more directly: e.g. people who don't
> have PayPal accounts don't automatically give up (yes, I know that you
> don't need a PayPal account to pay by credit card via PayPal, but that
> doesn't mean that your contributors know). Probably not a big issue for
> most of us, but some cards (e.g. corporate cards) don't work with PayPal,
> which can be an issue too.
>
> Stripe has the same fees as PayPal in general.
>
> On the other hand, a lot of people love PayPal, and prefer to go through
> PayPal with PayPal's protection rather than giving their credit card number
> directly.
>
> Our experience is that, where we are in Canada (I don't know if PayPal
> usage is different in the US), the people using our Stripe system have far
> fewer problems with completing the payment than those using PayPal, so it's
> our preferred system.
>
> We offer Stripe and PayPal (or at least, when that part of our website is
> working, we do), so people can pick.
>
> We also use PayPal Micropayments, which have lower fees for payments under
> $12. We use that for accepting e.g. monthly $5 donations.
>
> Christopher Chan
> *Executive Director*
> Edmonton Bicycle Commuters Society
> edmontonbikes.ca
>
> *BikeWorks North *=E2=80=A2 9305 111 Ave =E2=80=A2 T5G 0A2 =E2=80=A2 780-43=
3-2453
> <(780)%20433-2453>
> *BikeWorks South *=E2=80=A2 8001 102 St =E2=80=A2 T6E 4A2 =E2=80=A2 780-433=
-2453
> <(780)%20433-2453>
> *Cell =E2=80=A2* 780-756-7560 <(780)%20756-7560>
> Edmonton, Alberta, Canada
> @edmontonbicycle <https://twitter.com/edmontonbicycle>
> facebook.com/EdmontonBicycleCommuters
> <https://www.facebook.com/EdmontonBicycleCommuters>
>
>
> On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath(a)gmail.com> wrote:
>
>> Nicholas,
>> Not that I know of.
>> I assume you've checked out the things that come up when you search for
>> open source payment gateway and so on?
>>
>> https://www.google.com/search?q=3Dopen+source+credit+card+payment+gateway&
>>
>> Pay junction is another option no one mentioned yet here. They are a
>> Santa Barbara company, occasionally hiring here. But I think you might need
>> more volume for them to be worth your while. And I don't see anything about
>> open source.
>>
>> https://www.payjunction.com/trinity/payments#/pricing
>>
>>
>>
>> I don't know what our local co-op uses .
>> I thought it was:
>> https://www.mindbodyonline.com/company/
>>
>> But at least for memberships it's:
>>
>> http://nationbuilder.com/nonprofit
>>
>>
>> You could ask, they're doing very well, and have expanded to multiple
>> locations:
>>
>> http://www.sbbike.org/
>>
>>
>>
>>
>>
>> On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:
>>
>> Colin,
>>
>> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
>> up PoS and everything seems to be smartphone-only.
>>
>> We want a desktop app that works with card readers and isn't a browser
>> app. Ideally it would be open source. I know these criteria together mean
>> probably nothing is out there - but worth checking I figure.
>>
>> Thanks,
>>
>> Nicholas
>> Co-director, Recycle Ithaca's Bicycles
>> Ithaca, NY
>>
>>
>>
>> On 2017-02-20 20:14, Colin Leath wrote:
>>
>>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>>
>>>
>>> If you want to try something using cryptocurrencies, then there are many
>>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>>> Stellar <https://www.stellar.org/> (maybe someday).
>>>
>>>
>>> It's getting closer to where we won't need paypal or fiat any more but
>>> right now getting from fiat to crypto can still be a challenge. I like
>>> ether the best and used to use circlepay to buy bitcoin to get ether.
>>> Now I
>>> use gemini or coinbase, but getting signed up with various exchanges can
>>> be
>>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>>> be a
>>> way to exchange digital assets.
>>>
>>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>>> but at least it has a transition plan. Many wonder whether it will
>>> successfuly transition.
>>>
>>> Here's one way circle manages some of the reporting issues fiat gateways
>>> face (with limits):
>>>
>>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>>> are-there-limits-
>>>
>>> Circle was very fast when I used it. With coinbase bank transfers pretty
>>> much always take the full five business days.
>>>
>>> Good luck!
>>>
>>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>>> wrote:
>>>
>>> Patreon is for recurring payments, so if you think you have people
>>>> willing
>>>> to do that then definitely go for that.
>>>>
>>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>>
>>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>>> stevencbradley(a)gmail.com>
>>>> wrote:
>>>>
>>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>>
>>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>>
>>>>> Hi all,
>>>>>>
>>>>>> Has anyone used an alternative to Paypal that lets you accept
>>>>>> donations
>>>>>> through your website and send money?
>>>>>>
>>>>>> Thanks!
>>>>>>
>>>>>> ____________________________________
>>>>>>
>>>>>> The ThinkTank mailing List
>>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>
>>>>> --
>>>>> Steve Bradley
>>>>> Independent Consultant
>>>>> Writer
>>>>> www.godlovespeople.org
>>>>> www.investorsweb.com
>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/
>>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
>>>> ____________________________________
>>>>
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>>>> bikecollectives.org">Unsubscribe from this list</a>
>>>>
>>>>
>>>>
>>>>
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>>>
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>>
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>
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From michael@experimentalstation.org Tue Mar 14 15:15:38 2017
From: J Michael Eugenio <michael@experimentalstation.org>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Tue, 14 Mar 2017 15:15:36 -0700
Message-ID:
 <CABMSzyHF8g_8cEqUtovm9+6gxYqGLRsV=Usna3aEipTQ786b4A@mail.gmail.com>
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If there=E2=80=99s a concern about the politics of Stripe and PayPal, then I=
=E2=80=99d
suggest looking at Dharma Merchant Services
<https://dharmamerchantservices.com/why-dharma/>. They have a good review
with Marchant Maverick
<https://www.merchantmaverick.com/reviews/dharma-merchant-services-review/>,
too.


*J. Michael Eugenio*
Communications Associate
experimentalstation.org
773 241-6044
@expstation: facebook <https://www.facebook.com/expstation/> / twitter
<http://twitter.com/expstation> / instagram
<https://www.instagram.com/expstation/>

On March 14, 2017 at 4:38:51 PM, Colin Dixon (colin.phoenixbikes(a)gmail.com)
wrote:

Stripe is good for website integration - but if you're looking to move away
from paypal for political reasons, stripe has many of the same backers.
https://www.fastcompany.com/1813087/inside-stripe-paypal-competitor-backed-pa=
ypal-founders-peter-thiel-elon-musk

Thanks all for presenting some of the options out there.

Best,
- Colin


On Mon, Mar 13, 2017 at 2:31 PM, Christopher Chan <
chris.chan(a)edmontonbikes.ca> wrote:

> Stripe is nice because it's a lot more modern than PayPal (which still
> hasn't figured out how to make its dashboard make sense or how to keep its
> instructions/documentation up-to-date). That can make managing recurring
> donations, etc., easier.
>
> It's easier to integrate into your website as just a credit card form,
> which means users don't get sent to another website (which web browsers
> sometimes break), and it also works more directly: e.g. people who don't
> have PayPal accounts don't automatically give up (yes, I know that you
> don't need a PayPal account to pay by credit card via PayPal, but that
> doesn't mean that your contributors know). Probably not a big issue for
> most of us, but some cards (e.g. corporate cards) don't work with PayPal,
> which can be an issue too.
>
> Stripe has the same fees as PayPal in general.
>
> On the other hand, a lot of people love PayPal, and prefer to go through
> PayPal with PayPal's protection rather than giving their credit card number
> directly.
>
> Our experience is that, where we are in Canada (I don't know if PayPal
> usage is different in the US), the people using our Stripe system have far
> fewer problems with completing the payment than those using PayPal, so it's
> our preferred system.
>
> We offer Stripe and PayPal (or at least, when that part of our website is
> working, we do), so people can pick.
>
> We also use PayPal Micropayments, which have lower fees for payments under
> $12. We use that for accepting e.g. monthly $5 donations.
>
> Christopher Chan
> *Executive Director*
> Edmonton Bicycle Commuters Society
> edmontonbikes.ca
>
> *BikeWorks North *=E2=80=A2 9305 111 Ave =E2=80=A2 T5G 0A2 =E2=80=A2 780-43=
3-2453
> <(780)%20433-2453>
> *BikeWorks South *=E2=80=A2 8001 102 St =E2=80=A2 T6E 4A2 =E2=80=A2 780-433=
-2453
> <(780)%20433-2453>
> *Cell =E2=80=A2* 780-756-7560 <(780)%20756-7560>
> Edmonton, Alberta, Canada
> @edmontonbicycle <https://twitter.com/edmontonbicycle>
> facebook.com/EdmontonBicycleCommuters
> <https://www.facebook.com/EdmontonBicycleCommuters>
>
>
> On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath(a)gmail.com> wrote:
>
>> Nicholas,
>> Not that I know of.
>> I assume you've checked out the things that come up when you search for
>> open source payment gateway and so on?
>>
>> https://www.google.com/search?q=3Dopen+source+credit+card+payment+gateway&
>>
>> Pay junction is another option no one mentioned yet here. They are a
>> Santa Barbara company, occasionally hiring here. But I think you might need
>> more volume for them to be worth your while. And I don't see anything about
>> open source.
>>
>> https://www.payjunction.com/trinity/payments#/pricing
>>
>>
>>
>> I don't know what our local co-op uses .
>> I thought it was:
>> https://www.mindbodyonline.com/company/
>>
>> But at least for memberships it's:
>>
>> http://nationbuilder.com/nonprofit
>>
>>
>> You could ask, they're doing very well, and have expanded to multiple
>> locations:
>>
>> http://www.sbbike.org/
>>
>>
>>
>>
>>
>> On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:
>>
>> Colin,
>>
>> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
>> up PoS and everything seems to be smartphone-only.
>>
>> We want a desktop app that works with card readers and isn't a browser
>> app. Ideally it would be open source. I know these criteria together mean
>> probably nothing is out there - but worth checking I figure.
>>
>> Thanks,
>>
>> Nicholas
>> Co-director, Recycle Ithaca's Bicycles
>> Ithaca, NY
>>
>>
>>
>> On 2017-02-20 20:14, Colin Leath wrote:
>>
>>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>>
>>>
>>> If you want to try something using cryptocurrencies, then there are many
>>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>>> Stellar <https://www.stellar.org/> (maybe someday).
>>>
>>>
>>> It's getting closer to where we won't need paypal or fiat any more but
>>> right now getting from fiat to crypto can still be a challenge. I like
>>> ether the best and used to use circlepay to buy bitcoin to get ether.
>>> Now I
>>> use gemini or coinbase, but getting signed up with various exchanges can
>>> be
>>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>>> be a
>>> way to exchange digital assets.
>>>
>>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>>> but at least it has a transition plan. Many wonder whether it will
>>> successfuly transition.
>>>
>>> Here's one way circle manages some of the reporting issues fiat gateways
>>> face (with limits):
>>>
>>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>>> are-there-limits-
>>>
>>> Circle was very fast when I used it. With coinbase bank transfers pretty
>>> much always take the full five business days.
>>>
>>> Good luck!
>>>
>>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>>> wrote:
>>>
>>> Patreon is for recurring payments, so if you think you have people
>>>> willing
>>>> to do that then definitely go for that.
>>>>
>>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>>
>>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>>> stevencbradley(a)gmail.com>
>>>> wrote:
>>>>
>>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>>
>>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>>
>>>>> Hi all,
>>>>>>
>>>>>> Has anyone used an alternative to Paypal that lets you accept
>>>>>> donations
>>>>>> through your website and send money?
>>>>>>
>>>>>> Thanks!
>>>>>>
>>>>>> ____________________________________
>>>>>>
>>>>>> The ThinkTank mailing List
>>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>
>>>>> --
>>>>> Steve Bradley
>>>>> Independent Consultant
>>>>> Writer
>>>>> www.godlovespeople.org
>>>>> www.investorsweb.com
>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/
>>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
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>>>>
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From mark@cycleto.ca Fri Mar 17 14:15:41 2017
From: Mark Romeril <mark@cycleto.ca>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Fri, 17 Mar 2017 17:15:19 -0400
Message-ID:
 <CA+PTUBLfB5cm9-T26aiRsOScqYwYZZ6Jg9ERENHtHxbjfbH_1A@mail.gmail.com>
In-Reply-To:
 <CABMSzyHF8g_8cEqUtovm9+6gxYqGLRsV=Usna3aEipTQ786b4A@mail.gmail.com>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============5593625039720581987=="

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If your non-profit does recurring payments, it's worth looking into the
Payment Service Providers policy on Credit Card Data Portability.

Paypal doesn't let you migrate live recurring transactions - although this
is not an issue for all organisations, its certainly proving to be a
challenge with ours.

On Tue, Mar 14, 2017 at 6:15 PM, J Michael Eugenio <
michael(a)experimentalstation.org> wrote:

> If there=E2=80=99s a concern about the politics of Stripe and PayPal, then =
I=E2=80=99d
> suggest looking at Dharma Merchant Services
> <https://dharmamerchantservices.com/why-dharma/>. They have a good review
> with Marchant Maverick
> <https://www.merchantmaverick.com/reviews/dharma-merchant-services-review/>,
> too.
>
>
> *J. Michael Eugenio*
> Communications Associate
> experimentalstation.org
> 773 241-6044 <(773)%20241-6044>
> @expstation: facebook <https://www.facebook.com/expstation/> / twitter
> <http://twitter.com/expstation> / instagram
> <https://www.instagram.com/expstation/>
>
> On March 14, 2017 at 4:38:51 PM, Colin Dixon (colin.phoenixbikes(a)gmail.co=
m)
> wrote:
>
> Stripe is good for website integration - but if you're looking to move
> away from paypal for political reasons, stripe has many of the same backers.
> https://www.fastcompany.com/1813087/inside-stripe-paypal-
> competitor-backed-paypal-founders-peter-thiel-elon-musk
>
> Thanks all for presenting some of the options out there.
>
> Best,
> - Colin
>
>
> On Mon, Mar 13, 2017 at 2:31 PM, Christopher Chan <
> chris.chan(a)edmontonbikes.ca> wrote:
>
>> Stripe is nice because it's a lot more modern than PayPal (which still
>> hasn't figured out how to make its dashboard make sense or how to keep its
>> instructions/documentation up-to-date). That can make managing recurring
>> donations, etc., easier.
>>
>> It's easier to integrate into your website as just a credit card form,
>> which means users don't get sent to another website (which web browsers
>> sometimes break), and it also works more directly: e.g. people who don't
>> have PayPal accounts don't automatically give up (yes, I know that you
>> don't need a PayPal account to pay by credit card via PayPal, but that
>> doesn't mean that your contributors know). Probably not a big issue for
>> most of us, but some cards (e.g. corporate cards) don't work with PayPal,
>> which can be an issue too.
>>
>> Stripe has the same fees as PayPal in general.
>>
>> On the other hand, a lot of people love PayPal, and prefer to go through
>> PayPal with PayPal's protection rather than giving their credit card number
>> directly.
>>
>> Our experience is that, where we are in Canada (I don't know if PayPal
>> usage is different in the US), the people using our Stripe system have far
>> fewer problems with completing the payment than those using PayPal, so it's
>> our preferred system.
>>
>> We offer Stripe and PayPal (or at least, when that part of our website is
>> working, we do), so people can pick.
>>
>> We also use PayPal Micropayments, which have lower fees for payments
>> under $12. We use that for accepting e.g. monthly $5 donations.
>>
>> Christopher Chan
>> *Executive Director*
>> Edmonton Bicycle Commuters Society
>> edmontonbikes.ca
>>
>> *BikeWorks North *=E2=80=A2 9305 111 Ave =E2=80=A2 T5G 0A2 =E2=80=A2 780-4=
33-2453
>> <(780)%20433-2453>
>> *BikeWorks South *=E2=80=A2 8001 102 St =E2=80=A2 T6E 4A2 =E2=80=A2 780-43=
3-2453
>> <(780)%20433-2453>
>> *Cell =E2=80=A2* 780-756-7560 <(780)%20756-7560>
>> Edmonton, Alberta, Canada
>> @edmontonbicycle <https://twitter.com/edmontonbicycle>
>> facebook.com/EdmontonBicycleCommuters
>> <https://www.facebook.com/EdmontonBicycleCommuters>
>>
>>
>> On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath(a)gmail.com>
>> wrote:
>>
>>> Nicholas,
>>> Not that I know of.
>>> I assume you've checked out the things that come up when you search for
>>> open source payment gateway and so on?
>>>
>>> https://www.google.com/search?q=3Dopen+source+credit+card+payment+gateway&
>>>
>>> Pay junction is another option no one mentioned yet here. They are a
>>> Santa Barbara company, occasionally hiring here. But I think you might ne=
ed
>>> more volume for them to be worth your while. And I don't see anything abo=
ut
>>> open source.
>>>
>>> https://www.payjunction.com/trinity/payments#/pricing
>>>
>>>
>>>
>>> I don't know what our local co-op uses .
>>> I thought it was:
>>> https://www.mindbodyonline.com/company/
>>>
>>> But at least for memberships it's:
>>>
>>> http://nationbuilder.com/nonprofit
>>>
>>>
>>> You could ask, they're doing very well, and have expanded to multiple
>>> locations:
>>>
>>> http://www.sbbike.org/
>>>
>>>
>>>
>>>
>>>
>>> On Mar 10, 2017 8:48 PM, <cyclista(a)inventati.org> wrote:
>>>
>>> Colin,
>>>
>>> Does Circlepay have desktop apps? Or just smartphone? We're trying to
>>> set up PoS and everything seems to be smartphone-only.
>>>
>>> We want a desktop app that works with card readers and isn't a browser
>>> app. Ideally it would be open source. I know these criteria together mean
>>> probably nothing is out there - but worth checking I figure.
>>>
>>> Thanks,
>>>
>>> Nicholas
>>> Co-director, Recycle Ithaca's Bicycles
>>> Ithaca, NY
>>>
>>>
>>>
>>> On 2017-02-20 20:14, Colin Leath wrote:
>>>
>>>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>>>
>>>>
>>>> If you want to try something using cryptocurrencies, then there are many
>>>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>>>> Stellar <https://www.stellar.org/> (maybe someday).
>>>>
>>>>
>>>> It's getting closer to where we won't need paypal or fiat any more but
>>>> right now getting from fiat to crypto can still be a challenge. I like
>>>> ether the best and used to use circlepay to buy bitcoin to get ether.
>>>> Now I
>>>> use gemini or coinbase, but getting signed up with various exchanges
>>>> can be
>>>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>>>> be a
>>>> way to exchange digital assets.
>>>>
>>>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>>>> but at least it has a transition plan. Many wonder whether it will
>>>> successfuly transition.
>>>>
>>>> Here's one way circle manages some of the reporting issues fiat gateways
>>>> face (with limits):
>>>>
>>>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>>>> are-there-limits-
>>>>
>>>> Circle was very fast when I used it. With coinbase bank transfers pretty
>>>> much always take the full five business days.
>>>>
>>>> Good luck!
>>>>
>>>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>>>> wrote:
>>>>
>>>> Patreon is for recurring payments, so if you think you have people
>>>>> willing
>>>>> to do that then definitely go for that.
>>>>>
>>>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>>>
>>>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>>>> stevencbradley(a)gmail.com>
>>>>> wrote:
>>>>>
>>>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>>>
>>>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>>>
>>>>>> Hi all,
>>>>>>>
>>>>>>> Has anyone used an alternative to Paypal that lets you accept
>>>>>>> donations
>>>>>>> through your website and send money?
>>>>>>>
>>>>>>> Thanks!
>>>>>>>
>>>>>>> ____________________________________
>>>>>>>
>>>>>>> The ThinkTank mailing List
>>>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>
>>>>>> --
>>>>>> Steve Bradley
>>>>>> Independent Consultant
>>>>>> Writer
>>>>>> www.godlovespeople.org
>>>>>> www.investorsweb.com
>>>>>>
>>>>>> ____________________________________
>>>>>>
>>>>>> The ThinkTank mailing List
>>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/
>>>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href=3D"http://lists.bikecollectives.org/options.cgi/thethinktank-
>>>>> bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
>>>> ____________________________________
>>>>
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>>>> <a
>>>> href=3D"http://lists.bikecollectives.org/options.cgi/thethinkt
>>>> ank-bikecollectives.org">Unsubscribe
>>>> from this list</a>
>>>>
>>>
>>>
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>>>
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>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>
>>>
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>>
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>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
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>


--=20

*Mark Romeril*

Development Manager


*Cycle Toronto*

Centre for Social Innovation

215 Spadina Ave, #149

Toronto, ON M5T 2C7

416-644-7188

cycleto.ca/join

@cycletoronto <http://twitter.com/cycletoronto>

fb.com/cycletoronto
safe streets, a healthy city, a vibrant voice



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From bayley.vanderpoel@velocitycoop.org Fri Mar 24 13:00:06 2017
From: Bayley Vanderpoel <bayley.vanderpoel@velocitycoop.org>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Fri, 24 Mar 2017 16:00:04 -0400
Message-ID:
 <CAKznZU-XhyDfvcPMgBhys-p0Ogv+snavbd=Lp7xC_GnbJwQUMg@mail.gmail.com>
In-Reply-To: <7ae02a00ddde5ce91fbde4302d1f03fc@inventati.org>
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what do you all use lately for in shop creditcard processing?  We've been
using Square which has met our needs, but seems expensive to pay 2.75% per
transaction.  Also, has anyone ever had Square? if so, have they switched
to something else?

I've found some systems which would cost us less annually, but the reviews
have been significantly mixed.  Thanks for anyone's feedback.


On Fri, Mar 10, 2017 at 11:48 PM, <cyclista(a)inventati.org> wrote:

> Colin,
>
> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
> up PoS and everything seems to be smartphone-only.
>
> We want a desktop app that works with card readers and isn't a browser
> app. Ideally it would be open source. I know these criteria together mean
> probably nothing is out there - but worth checking I figure.
>
> Thanks,
>
> Nicholas
> Co-director, Recycle Ithaca's Bicycles
> Ithaca, NY
>
>
>
> On 2017-02-20 20:14, Colin Leath wrote:
>
>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>
>> If you want to try something using cryptocurrencies, then there are many
>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>> Stellar <https://www.stellar.org/> (maybe someday).
>>
>> It's getting closer to where we won't need paypal or fiat any more but
>> right now getting from fiat to crypto can still be a challenge. I like
>> ether the best and used to use circlepay to buy bitcoin to get ether. Now
>> I
>> use gemini or coinbase, but getting signed up with various exchanges can
>> be
>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>> be a
>> way to exchange digital assets.
>>
>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>> but at least it has a transition plan. Many wonder whether it will
>> successfuly transition.
>>
>> Here's one way circle manages some of the reporting issues fiat gateways
>> face (with limits):
>>
>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>> are-there-limits-
>>
>> Circle was very fast when I used it. With coinbase bank transfers pretty
>> much always take the full five business days.
>>
>> Good luck!
>>
>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>> wrote:
>>
>> Patreon is for recurring payments, so if you think you have people willing
>>> to do that then definitely go for that.
>>>
>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>
>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>> stevencbradley(a)gmail.com>
>>> wrote:
>>>
>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>
>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>
>>>> Hi all,
>>>>>
>>>>> Has anyone used an alternative to Paypal that lets you accept donations
>>>>> through your website and send money?
>>>>>
>>>>> Thanks!
>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>
>>>> --
>>>> Steve Bradley
>>>> Independent Consultant
>>>> Writer
>>>> www.godlovespeople.org
>>>> www.investorsweb.com
>>>>
>>>> ____________________________________
>>>>
>>>> The ThinkTank mailing List
>>>> <a href="http://lists.bikecollectives.org/options.cgi/
>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
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>>>>
>>>>
>>>>
>>> ____________________________________
>>>
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>>> bikecollectives.org">Unsubscribe from this list</a>
>>>
>>>
>>>
>>>
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From tom@rosewoodbikes.org Fri Mar 24 14:52:14 2017
From: Tom Martin <tom@rosewoodbikes.org>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Fri, 24 Mar 2017 14:51:53 -0700
Message-ID:
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In-Reply-To:
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Square is really easy to set up across all devices and integrates with QB,
Freshbooks and other finance apps. The square app is user friendly and has
a lot of options for shops. 2.75% for every aspect of the transaction
process is pretty damn cheap. This what we plan to use at Rosewood for
these concerns and more, since we don't have a resident ERP or CRM systems
expert with software development experience that can make a free open
source, integratable and secure version that works like the more common for
profit options.

We tried the PayPal POS card reader thing. It's not at all the same ease of
setup as Square. It costs more too. There were issues with QB integration,
with cash drawer setup, with printer compatibility, and more.




Tom Martin
Rosewood Bikes
Program Director
16126 SE Stark
Portland OR, 97233
Shop: 503-568-1938
Personal: 510-996-8655

On Fri, Mar 24, 2017 at 1:00 PM, Bayley Vanderpoel <
bayley.vanderpoel(a)velocitycoop.org> wrote:

> what do you all use lately for in shop creditcard processing?  We've been
> using Square which has met our needs, but seems expensive to pay 2.75% per
> transaction.  Also, has anyone ever had Square? if so, have they switched
> to something else?
>
> I've found some systems which would cost us less annually, but the reviews
> have been significantly mixed.  Thanks for anyone's feedback.
>
>
> On Fri, Mar 10, 2017 at 11:48 PM, <cyclista(a)inventati.org> wrote:
>
>> Colin,
>>
>> Does Circlepay have desktop apps? Or just smartphone? We're trying to set
>> up PoS and everything seems to be smartphone-only.
>>
>> We want a desktop app that works with card readers and isn't a browser
>> app. Ideally it would be open source. I know these criteria together mean
>> probably nothing is out there - but worth checking I figure.
>>
>> Thanks,
>>
>> Nicholas
>> Co-director, Recycle Ithaca's Bicycles
>> Ithaca, NY
>>
>>
>>
>> On 2017-02-20 20:14, Colin Leath wrote:
>>
>>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>>
>>> If you want to try something using cryptocurrencies, then there are many
>>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>>> Stellar <https://www.stellar.org/> (maybe someday).
>>>
>>> It's getting closer to where we won't need paypal or fiat any more but
>>> right now getting from fiat to crypto can still be a challenge. I like
>>> ether the best and used to use circlepay to buy bitcoin to get ether.
>>> Now I
>>> use gemini or coinbase, but getting signed up with various exchanges can
>>> be
>>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>>> be a
>>> way to exchange digital assets.
>>>
>>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>>> but at least it has a transition plan. Many wonder whether it will
>>> successfuly transition.
>>>
>>> Here's one way circle manages some of the reporting issues fiat gateways
>>> face (with limits):
>>>
>>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>>> are-there-limits-
>>>
>>> Circle was very fast when I used it. With coinbase bank transfers pretty
>>> much always take the full five business days.
>>>
>>> Good luck!
>>>
>>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>>> wrote:
>>>
>>> Patreon is for recurring payments, so if you think you have people
>>>> willing
>>>> to do that then definitely go for that.
>>>>
>>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>>
>>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>>> stevencbradley(a)gmail.com>
>>>> wrote:
>>>>
>>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>>
>>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>>
>>>>> Hi all,
>>>>>>
>>>>>> Has anyone used an alternative to Paypal that lets you accept
>>>>>> donations
>>>>>> through your website and send money?
>>>>>>
>>>>>> Thanks!
>>>>>>
>>>>>> ____________________________________
>>>>>>
>>>>>> The ThinkTank mailing List
>>>>>> <a href="http://lists.bikecollectives.org/options.cgi/thethinkt
>>>>>> ank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>
>>>>> --
>>>>> Steve Bradley
>>>>> Independent Consultant
>>>>> Writer
>>>>> www.godlovespeople.org
>>>>> www.investorsweb.com
>>>>>
>>>>> ____________________________________
>>>>>
>>>>> The ThinkTank mailing List
>>>>> <a href="http://lists.bikecollectives.org/options.cgi/
>>>>> thethinktank-bikecollectives.org">Unsubscribe from this list</a>
>>>>>
>>>>>
>>>>>
>>>>>
>>>> ____________________________________
>>>>
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>>>> bikecollectives.org">Unsubscribe from this list</a>
>>>>
>>>>
>>>>
>>>>
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>>> href="http://lists.bikecollectives.org/options.cgi/thethinkt
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From swandruski@gmail.com Fri Mar 24 15:10:00 2017
From: Stephen Andruski <swandruski@gmail.com>
To: thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Alternatives to Paypal
Date: Fri, 24 Mar 2017 18:09:59 -0400
Message-ID:
 <CAFpa3kPNh8g7DdCqw4Zi_AZzEuhe-9FtXw_JfcwhwRnaf1ZFOQ@mail.gmail.com>
In-Reply-To:
 <CAOWkFU1a1s_5jizf7LT0oQkMMo5E661WQ6ba+Kr2EYG91DACPg@mail.gmail.com>
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="===============7484489510545995061=="

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We've been using Square because it was easy to set up and the readers were
readily available. Based on a previous post in this thread I've thought
about investigating iATS. Right now our number of transactions is pretty
low so its not a big deal, but for the future I'd like to have an
alternative.

SteveAndruski
The Rockville Bike Hub

On Fri, Mar 24, 2017 at 5:51 PM, Tom Martin <tom(a)rosewoodbikes.org> wrote:

> Square is really easy to set up across all devices and integrates with QB,
> Freshbooks and other finance apps. The square app is user friendly and has
> a lot of options for shops. 2.75% for every aspect of the transaction
> process is pretty damn cheap. This what we plan to use at Rosewood for
> these concerns and more, since we don't have a resident ERP or CRM systems
> expert with software development experience that can make a free open
> source, integratable and secure version that works like the more common for
> profit options.
>
> We tried the PayPal POS card reader thing. It's not at all the same ease
> of setup as Square. It costs more too. There were issues with QB
> integration, with cash drawer setup, with printer compatibility, and more.
>
>
>
>
> Tom Martin
> Rosewood Bikes
> Program Director
> 16126 SE Stark
> Portland OR, 97233
> Shop: 503-568-1938 <(503)%20568-1938>
> Personal: 510-996-8655 <(510)%20996-8655>
>
> On Fri, Mar 24, 2017 at 1:00 PM, Bayley Vanderpoel <bayley.vanderpoel@
> velocitycoop.org> wrote:
>
>> what do you all use lately for in shop creditcard processing?  We've been
>> using Square which has met our needs, but seems expensive to pay 2.75% per
>> transaction.  Also, has anyone ever had Square? if so, have they switched
>> to something else?
>>
>> I've found some systems which would cost us less annually, but the
>> reviews have been significantly mixed.  Thanks for anyone's feedback.
>>
>>
>> On Fri, Mar 10, 2017 at 11:48 PM, <cyclista(a)inventati.org> wrote:
>>
>>> Colin,
>>>
>>> Does Circlepay have desktop apps? Or just smartphone? We're trying to
>>> set up PoS and everything seems to be smartphone-only.
>>>
>>> We want a desktop app that works with card readers and isn't a browser
>>> app. Ideally it would be open source. I know these criteria together mean
>>> probably nothing is out there - but worth checking I figure.
>>>
>>> Thanks,
>>>
>>> Nicholas
>>> Co-director, Recycle Ithaca's Bicycles
>>> Ithaca, NY
>>>
>>>
>>>
>>> On 2017-02-20 20:14, Colin Leath wrote:
>>>
>>>> circlepay <https://www.circle.com/invite/VSW0JS>  works very well.
>>>>
>>>> If you want to try something using cryptocurrencies, then there are many
>>>> other options. Coinbase, uphold, metamask (with chrome browser). Dash,
>>>> Stellar <https://www.stellar.org/> (maybe someday).
>>>>
>>>> It's getting closer to where we won't need paypal or fiat any more but
>>>> right now getting from fiat to crypto can still be a challenge. I like
>>>> ether the best and used to use circlepay to buy bitcoin to get ether.
>>>> Now I
>>>> use gemini or coinbase, but getting signed up with various exchanges
>>>> can be
>>>> a real hassle and slow process. https://shapeshift.io/#/coins can also
>>>> be a
>>>> way to exchange digital assets.
>>>>
>>>> Bitcoin is not environmentally friendly. Neither is ether at the moment,
>>>> but at least it has a transition plan. Many wonder whether it will
>>>> successfuly transition.
>>>>
>>>> Here's one way circle manages some of the reporting issues fiat gateways
>>>> face (with limits):
>>>>
>>>> https://support.circle.com/hc/en-us/articles/213560403--Why-
>>>> are-there-limits-
>>>>
>>>> Circle was very fast when I used it. With coinbase bank transfers pretty
>>>> much always take the full five business days.
>>>>
>>>> Good luck!
>>>>
>>>> On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3(a)gmail.com>
>>>> wrote:
>>>>
>>>> Patreon is for recurring payments, so if you think you have people
>>>>> willing
>>>>> to do that then definitely go for that.
>>>>>
>>>>> Stripe and Square are probably the two largest Paypal alternatives.
>>>>>
>>>>> On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <
>>>>> stevencbradley(a)gmail.com>
>>>>> wrote:
>>>>>
>>>>> Patreon? I've not used it, but I hear it referred to quite often.
>>>>>>
>>>>>> On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
>>>>>> offsite(a)thehubofdetroit.org> wrote:
>>>>>>
>>>>>> Hi all,
>>>>>>>
>>>>>>> Has anyone used an alternative to Paypal that lets you accept
>>>>>>> donations
>>>>>>> through your website and send money?
>>>>>>>
>>>>>>> Thanks!
>>>>>>>
>>>>>>> ____________________________________
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>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>
>>>>>> --
>>>>>> Steve Bradley
>>>>>> Independent Consultant
>>>>>> Writer
>>>>>> www.godlovespeople.org
>>>>>> www.investorsweb.com
>>>>>>
>>>>>> ____________________________________
>>>>>>
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>>>>>>
>>>>>>
>>>>>>
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-- 

"Nearly all men can stand adversity, but if you want to test a man's
character, give him power."
~ Abraham Lincoln



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--===============7484489510545995061==--