An insurance policy would cover something like this, although your shop would probably be out of pocket anyway because the deductible would likely be within that price range.

While our insurance doesn't have to deal directly with health care costs (the whole Canada thing...), our policy does have coverage for the things that would basically destroy any organization: death & dismemberment coverage, as well as legal liability protection up to $2 million dollars.

If you're curious about insurance, the best thing I can suggest is find some shops nearby who have solicited insurance already. It helps a lot if the agent knows what this whole bike thing is about. Our quote dropped almost $2k when we spoke to an agent who was familiar with bike co-ops (thanks, Bike Sauce!)

Hope your volunteer is ok!
Clifford
B!KE: The Peterborough Community Bike Shop
400 Wolfe St, Peterborough ON
communitybikeshop.org
(705) 775-7227

On 14/02/2011 4:57 PM, tito @ sopo bike co-op wrote:
we recently faced the issue of one of our core volunteers getting injured in the shop. when the time came to decide about a trip to the hospital it became apparent that the person did not have insurance and could not afford the trip. have other shops faced this situation? do you (the shop) pay for or help pay for medical expenses. the trip would have run anywhere form $300 to $1000. is there a limit that folks have decided on? is it a process of reimbursement? do any shops have insurance that cover such things?  any input would be much appreciated.


tito @
SOPO Bikes
1270 Caroline St NE
Ste D120-392
Atlanta, GA 30307


cell. 678.907.3892
work. 404.635.6367

www.sopobikes.org

Our mission is to create equitable access to cycling by providing affordable bicycle maintenance, services and education.



On Mon, Feb 14, 2011 at 4:41 PM, <thethinktank-request@lists.bikecollectives.org> wrote:
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Today's Topics:

  1. Re: bike valet question (Angel York)
  2. bike valet question (CAT Director)


----------------------------------------------------------------------

Message: 1
Date: Sun, 13 Feb 2011 23:38:01 -0800
From: Angel York <aniola@gmail.com>
To: The Think Tank <thethinktank@lists.bikecollectives.org>
Subject: Re: [TheThinkTank] bike valet question
Message-ID:
       <AANLkTikz7u8NZVC1+-=WDdCvOSQ00FR5GYd2cs7Vx075@mail.gmail.com>
Content-Type: text/plain; charset="iso-8859-1"

By SC, do you mean Santa Cruz?  Are you the fellow I used to cover for so
you could go get vegetables sometimes?  I'm glad they're paying you now!

Here in Davis, bike valet parking happens, but rarely.  The campus has some
lightweight racks and the city has some heavy-duty racks, and they lend 'em
out.  Both the Davis Bike Collective and Davis Bicycles! have borrowed them,
but it's kind of an ordeal so they only come out for big occasions.

I think of Bike Valet Parking as a way to get folks aware of various bike
organizations.

Angel York
I hail from the Davis (California) Bike Collective

On Tue, Feb 8, 2011 at 12:21 PM, kyle mckinley <bicirider@gmail.com> wrote:

> hi, all,
> It's been a while since I posted to this list (though I lurk now and then),
> and I missed seeing everyone at the last bike!bike!, but I have a quick
> favor to ask:
>
> I'm helping write an article about bike valet services (bike parking at
> events that draw too many bikes to simply lock up) and it occurred to me
> that there are probably lots of folks/ projects doing this as a form of
> outreach that I don't know about.
>
> Here in SC it is most reliable at the farmer's market (where I currently
> get paid to do it -- oogle bikes, chat w/ cyclists, eat veges; pretty rad).
> I know that the San Francisco Bike Coalition does a lot of this on an
> event-to-event basis.
>
> Other places that you know about? Particularly successful instances? Anyone
> combining parking with wrenching?
>
> Reply on or off list.
>
> warmly,
> kyle
>
> --
> If an Easyrider rides easy, then a bicirider rides bici
>
> _______________________________________________
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Message: 2
Date: Mon, 14 Feb 2011 08:50:17 -0500
From: CAT Director <director@car-free.org>
To: The Think Tank <thethinktank@lists.bikecollectives.org>
Subject: [TheThinkTank] bike valet question
Message-ID:
       <AANLkTinODLQr=US8Y7O2zQv-w=QQY-Nq453_WaVfy2M4@mail.gmail.com>
Content-Type: text/plain; charset="iso-8859-1"

http://www.massbike.org/services/bicycle-valet-service/
--
Steve Schmitt
CAR-FREE CAT Director
Coalition for Appropriate Transportation
Voice Mail 610.707.2483
director@car-free.org
14 West Raspberry Street
Bethlehem, PA  18018
Office phone: 610 954 5744
CAR-FREE.ORG <http://www.car-free.org>
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End of Thethinktank Digest, Vol 54, Issue 18
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