Yes, liability insurance.  Here's the wiki page on insurance:

Bikerowave in California had a lawyer volunteer write up a liability waiver. It's available here:  I have vague memories of being told that in CA the best way to do it if you're going to use waivers is to have each person sign a complete copy of the waiver, keep that on file, and also they have the opportunity to have a copy themselves. 

On Tue, Mar 22, 2016 at 2:52 PM, Deb Salls <> wrote:

Yes- You should get insurance



Deb Salls

Executive Director


Building sustainable communities by educating youth and promoting bicycling


From: Thethinktank [] On Behalf Of Sylvie Baele
Sent: Tuesday, March 22, 2016 12:19 PM
Subject: [TheThinkTank] Liability Issues


Hi yall!


I am working to revive Holy City Bike CoOp- a bike collective in Charleston, SC.


Recently we had a someone voice a concern about liability with repaired bikes. For instance, what if someone is given or purchases a bike that the collective has repaired and it breaks or malfunctions while they are riding it? Is the collective responsible? Do we need liability insurance?


Thanks for the help!



Sylvie Baele


Bicycle Advisor & Event Coordination

Trek Bicycle Store of Mt. Pleasant



International Studies, Environmental Studies

College of Charleston, Spring 2015


"It is the long history of humankind (and animal kind, too) those who learned to collaborate and improvise most effectively have prevailed. — Charles Darwin"


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