NBW has liability insurance from American Specialty through the League of American Bicyclists. A group must be an LAB member to get the discounted rate. Rates are based on your number of "members" (students and shop users, in our case) and cover regular activities only; extra coverage may be obtained for special outside-the-shop events and races on a fee-for-event basis.
LAB & liability together cost ~ $1300 annually, but NBW has *a lot* of member-users. When we only had 500 or so folks a year, the rate was much, much lower.
j
ride with heart wrote:
Howdy,
another question from us folks at Freewheel in Madison.
Due to changes in our space arrangement, we lost the liability coverage we had through our partners. Now we're looking for basic liability and wondering if anyone has contacts at companies with sympathies for community groups and possibly a deal on rates, etc. Or at least an understanding of what community shops are and how to write a policy.
Any other insurance related tips would be appreciated.
Wajid Jenkins Freewheel Community Workshop
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