quoted from web:<br><p>Many auto insurance policies also cover liability on your towed 
vehicle if an accident happens on the road. So, if you&#39;re towing a 
trailer and <a href="http://auto.howstuffworks.com/how-to-avoid-jackknifing.htm">jackknife</a>, your trailer would be covered under the <strong>auto policy</strong>
 of the vehicle you&#39;re driving -- you wouldn&#39;t need separate towing 
insurance for the trailer. But not all auto policies cover this. Some 
policies only partially cover trailers. To be sure, check your policy&#39;s 
fine print. If you have questions about your policy, call your insurance
 company.</p>

<p>If it turns out that certain aspects aren&#39;t covered, like physical 
damage, you may want to buy an insurance policy that will cover all of 
these things. Companies that specialize in recreational vehicle (RV) 
insurance often provide insurance for trailers as well. For instance, 
damage due to things like fire and flooding that may occur while the 
trailer is in storage can be covered by <strong>trailer insurance</strong>.
 A policy may even cover the cost of staying in a hotel if damage to 
your trailer makes it unlivable. If something happens to your trailer 
while it&#39;s on your property, the costs may be covered in your <strong>homeowner&#39;s insurance</strong>, but you should check this as well.</p><br><br>Your best bet obviously would be to talk to the insurance company that the primary driver of the car that would be pulling your trailer is under. if it is a full on bike trailer..... i dunno? <br>
<br><br><div class="gmail_quote">On Wed, Apr 6, 2011 at 7:52 PM, Chris Chan <span dir="ltr">&lt;<a href="mailto:chris.chan@edmontonbikes.ca">chris.chan@edmontonbikes.ca</a>&gt;</span> wrote:<br><blockquote class="gmail_quote" style="margin: 0pt 0pt 0pt 0.8ex; border-left: 1px solid rgb(204, 204, 204); padding-left: 1ex;">
What do you mean, &quot;the car towing covers the insurance&quot;?<br><br><div class="gmail_quote"><div class="im">On Wed, Apr 6, 2011 at 5:32 PM, Ross Willard - Recycle Bicycle <span dir="ltr">&lt;<a href="mailto:recyclebicycle@verizon.net" target="_blank">recyclebicycle@verizon.net</a>&gt;</span> wrote:<br>


</div><blockquote class="gmail_quote" style="margin: 0pt 0pt 0pt 0.8ex; border-left: 1px solid rgb(204, 204, 204); padding-left: 1ex;"><div><div></div><div class="h5">





<div link="blue" bgcolor="#ffffff" vlink="purple" lang="EN-US">
<div><font face="Arial" size="2">Recycle Bicycle Harrisburg, Pa  - we started 
out being strictly mobile - trailer was cheap - recycled plywood and rubber roof 
added - no rent - no utilities - no building insurance - only $6 for a license 
and when being pulled - the car towing covers the insurance - I did a power 
point at BikeBike in Toronto last year - cannot find it but there are still 
older pics in the pic page of our web site <a href="http://www.recyclebicycle.info" target="_blank">www.recyclebicycle.info</a> and if you 
need more pics, I can direct you to another web site that hosts thousands of 
pics of our rig in action. </font></div>
<div><font face="Arial" size="2"><font size="3"><font face="Times New Roman"> </font></font></font></div>
<div><font face="Arial" size="2"><font size="3"><font face="Times New Roman">Answers 
for Sam</font></font></font></div>
<div><font face="Arial" size="2"><font size="3"><font face="Times New Roman"><b>- 
tool list    -</b>   2 types of tool boxe  
(1) basic flat &amp; brake repair for kids (2) more comprehensive tools for city 
&amp; commuter bikers</font></font></font></div>
<div>
<p class="MsoNormal"><span style="font-size: 12pt;">- <b>cargo bike vs. 
trailer vs. both</b>   -    One volunteer is cargo 
bike oriented - but if you go into the projects - you need a trailer of 
parts</span></p></div>
<div>
<p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;">- <b>consumable parts list (tires, tubes, lube, et 
al)</b>   Tubes some 12&quot; &amp;16&quot;  lots of 20&quot;( 40 at some 
street carnivals and patch when we get home ) dozen 24&quot; &amp; 26&quot; some 
27&quot;   Tires 4-12&quot; 4-16&quot; 10- 20&quot;  4-24&quot;  4-26&quot;  
4-26&quot;    wheels (unfortunately people steal wheels because they 
have a flat)  front &amp; rear wheel of each size plus extra 
20&quot;   cables   housing  and lots of brake 
parts   -   we never fix anything on a kid&#39;s bike until the 
brakes work  -  chains  -      grease and 
crankbearings - everything is recycled except for cables </span></font></p>
<p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;"></span></font><font face="Times New Roman" size="3"><span style="font-size: 12pt;">-<b> what advocacy stuff to include (banners, 
stickers, brochures, and how to carry them)</b>  -  The trailer 
and the work is happening speaks louder than any banner - but banners are nice - 
we have safety handouts and contact info- plus a folding table 
</span></font></p></div>
<div>
<p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;">- <b>booth, tent, other</b>  10x20 
carport tent and some chairs</span></font></p></div>
<div>
<p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;">- <b>other issues I&#39;m short-sighted 
on...----</b>The mobile repair thru out the city is what build our 
credibility and probably why we now have a free building</span></font></p>
<div>
<p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;"> <font face="Arial" size="2">Sam - call and we can 
discuss,</font></span></font></p>
<p class="MsoNormal"><font face="Arial" size="2"><span style="font-size: 12pt;"></span></font> </p></div></div>
<div><font face="Arial" size="2">Ross Willard</font></div>
<div><font face="Arial" size="2"><a href="mailto:recyclebicycle@verizon.net" target="_blank">recyclebicycle@verizon.net</a></font></div>
<div><font face="Arial" size="2"><a href="tel:717-571-2008" value="+17175712008" target="_blank">717-571-2008</a> cell</font></div>
<div><font face="Arial" size="2"></font> </div>
<div> </div>
<blockquote style="border-left: 2px solid rgb(0, 0, 0); padding-left: 5px; padding-right: 0px; margin-left: 5px; margin-right: 0px;" dir="ltr">
  <div style="font: 10pt arial;">-----<font color="navy" face="Arial" size="2"><span style="font-family: Arial; color: navy; font-size: 10pt;">Check out the bike 
  Metrofiets of Portland Oregon built last year that was presented in the LAB 
  magazine about three months ago.</span></font></div>
  <div><div>
  <p class="MsoNormal"><font color="navy" face="Arial" size="2"><span style="font-family: Arial; color: navy; font-size: 10pt;"> </span></font></p>
  <div>
  <p class="MsoNormal"><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;">Andy Greif, 
  Executive Director</span></font></b></b><font color="navy"><span style="color: navy;"></span></font></p>
  <p class="MsoNormal"><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;">Community</span></font></b></b><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;"> 
  Bicycle Center</span></font></b></b><font color="navy"><span style="color: navy;"></span></font></p>
  <p class="MsoNormal"><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;">Shop: 
  284 Hill Street, 
  Biddeford</span></font></b></b><font color="navy"><span style="color: navy;"></span></font></p>
  <p class="MsoNormal"><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;">Mail: P.O. Box 783, Biddeford, ME 
  04005 </span></font></b></b><font color="navy"><span style="color: navy;"></span></font></p>
  <p class="MsoNormal"><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;"><a href="tel:207-282-9700" value="+12072829700" target="_blank">207-282-9700</a> 
  (shop)  <a href="tel:207-229-8199" value="+12072298199" target="_blank">207-229-8199</a> (cell)</span></font></b></b><font color="navy"><span style="color: navy;"></span></font></p>
  <p class="MsoNormal"><b><b><font color="navy" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: navy; font-size: 10pt;"><a href="http://www.communitybike.net" target="_blank">www.communitybike.net</a></span></font></b></b><font color="navy"><span style="color: navy;"></span></font></p>



  <p class="MsoNormal"><font color="purple" face="Arial" size="2"><span style="font-family: Arial; color: purple; font-size: 10pt;" lang="EN"><a href="http://communitybicyclecenter.blogspot.com" target="_blank">http://communitybicyclecenter.blogspot.com</a></span></font><font color="navy"><span style="color: navy;"></span></font></p>



  <p class="MsoNormal"><font color="black" face="Arial" size="2"><span style="font-family: Arial; color: black; font-size: 10pt;" lang="EN"><a title="blocked::http://www.facebook.com/CommunityBicycleCenter?ref=ts" href="http://www.facebook.com/CommunityBicycleCenter?ref=ts" target="_blank">http://www.facebook.com/CommunityBicycleCenter?ref=ts</a></span></font><font color="navy"><span style="color: navy;"></span></font></p>



  <p class="MsoNormal"><font color="navy" face="Times New Roman" size="3"><span style="color: navy; font-size: 12pt;"> </span></font></p>
  <p class="MsoNormal"><i><b><i><font color="blue" face="Comic Sans MS" size="2"><span style="font-family: &#39;Comic Sans MS&#39;; color: blue; font-size: 10pt; font-weight: bold;">&quot;Providing 
  Opportunities for Youth to Grow&quot;</span></font></i></b></i><font color="navy"><span style="color: navy;"></span></font></p>
  <p class="MsoNormal"><font color="navy" face="Times New Roman" size="3"><span style="color: navy; font-size: 12pt;"> </span></font></p>
  <p class="MsoNormal"><font color="navy" face="Times New Roman" size="3"><span style="color: navy; font-size: 12pt;"> </span></font></p></div>
  </div><div>
  <div style="text-align: center;" class="MsoNormal" align="center"><font face="Tahoma" size="2"><span style="font-family: Tahoma; font-size: 10pt;"><b><span style="font-weight: bold;">Subject:</span></b> [TheThinkTank] Mobile Bicycle 
  Repair</span></font></div></div><div>
  <p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;"> </span></font></p>
  <p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;">I am interested in discussing mobile bicycle repair 
  with other cooperatives who currently own or operate them.  The Bozeman 
  Bike Kitchen will begin fund-raising toward this goal starting in two 
  weeks and I&#39;m very interested in seeing or hearing about the mobile rigs 
  other cooperatives have set-up.  </span></font></p>
  <div>
  <p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;"> </span></font></p></div>
  </div><div>
  <p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;">-</span></font><font face="Times New Roman" size="3"><span style="font-size: 12pt;">Thanks,</span></font></p></div>
  <div>
  <div>
  <p class="MsoNormal"><font face="Times New Roman" size="3"><span style="font-size: 12pt;">Sam</span></font></p></div></div></div>
  <p></p></blockquote></div>
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