Stripe is nice because it's a lot more modern than PayPal (which still hasn't figured out how to make its dashboard make sense or how to keep its instructions/documentation up-to-date). That can make managing recurring donations, etc., easier.

It's easier to integrate into your website as just a credit card form, which means users don't get sent to another website (which web browsers sometimes break), and it also works more directly: e.g. people who don't have PayPal accounts don't automatically give up (yes, I know that you don't need a PayPal account to pay by credit card via PayPal, but that doesn't mean that your contributors know). Probably not a big issue for most of us, but some cards (e.g. corporate cards) don't work with PayPal, which can be an issue too.

Stripe has the same fees as PayPal in general.

On the other hand, a lot of people love PayPal, and prefer to go through PayPal with PayPal's protection rather than giving their credit card number directly.

Our experience is that, where we are in Canada (I don't know if PayPal usage is different in the US), the people using our Stripe system have far fewer problems with completing the payment than those using PayPal, so it's our preferred system.

We offer Stripe and PayPal (or at least, when that part of our website is working, we do), so people can pick.

We also use PayPal Micropayments, which have lower fees for payments under $12. We use that for accepting e.g. monthly $5 donations.

Christopher Chan
Executive Director
Edmonton Bicycle Commuters Society

edmontonbikes.ca

BikeWorks North • 9305 111 Ave • T5G 0A2 • 780-433-2453

BikeWorks South • 8001 102 St • T6E 4A2 • 780-433-2453

Cell • 780-756-7560

Edmonton, Alberta, Canada

@edmontonbicycle

facebook.com/EdmontonBicycleCommuters

On Sun, Mar 12, 2017 at 3:45 AM, Colin Leath <colinleath@gmail.com> wrote:

Nicholas,
Not that I know of.

I assume you've checked out the things that come up when you search for open source payment gateway and so on?

https://www.google.com/search?q=open+source+credit+card+payment+gateway&

Pay junction is another option no one mentioned yet here. They are a Santa Barbara company, occasionally hiring here. But I think you might need more volume for them to be worth your while. And I don't see anything about open source.

https://www.payjunction.com/trinity/payments#/pricing

I don't know what our local co-op uses .

I thought it was:

https://www.mindbodyonline.com/company/

But at least for memberships it's:

http://nationbuilder.com/nonprofit

You could ask, they're doing very well, and have expanded to multiple locations:

http://www.sbbike.org/

On Mar 10, 2017 8:48 PM, <cyclista@inventati.org> wrote:

Colin,

Does Circlepay have desktop apps? Or just smartphone? We're trying to set up PoS and everything seems to be smartphone-only.

We want a desktop app that works with card readers and isn't a browser app. Ideally it would be open source. I know these criteria together mean probably nothing is out there - but worth checking I figure.

Thanks,

Nicholas
Co-director, Recycle Ithaca's Bicycles
Ithaca, NY

On 2017-02-20 20:14, Colin Leath wrote:

circlepay <https://www.circle.com/invite/VSW0JS> works very well.

If you want to try something using cryptocurrencies, then there are many
other options. Coinbase, uphold, metamask (with chrome browser). Dash,
Stellar <https://www.stellar.org/> (maybe someday).

It's getting closer to where we won't need paypal or fiat any more but
right now getting from fiat to crypto can still be a challenge. I like
ether the best and used to use circlepay to buy bitcoin to get ether. Now I
use gemini or coinbase, but getting signed up with various exchanges can be
a real hassle and slow process. https://shapeshift.io/#/coins can also be a
way to exchange digital assets.

Bitcoin is not environmentally friendly. Neither is ether at the moment,
but at least it has a transition plan. Many wonder whether it will
successfuly transition.

Here's one way circle manages some of the reporting issues fiat gateways
face (with limits):

https://support.circle.com/hc/en-us/articles/213560403--Why-are-there-limits-

Circle was very fast when I used it. With coinbase bank transfers pretty
much always take the full five business days.

Good luck!

On Mon, Feb 20, 2017 at 11:28 AM, David Oliver <nowhere3@gmail.com> wrote:

Patreon is for recurring payments, so if you think you have people willing
to do that then definitely go for that.

Stripe and Square are probably the two largest Paypal alternatives.

On Mon, Feb 20, 2017 at 2:23 PM, Steven Bradley <stevencbradley@gmail.com>
wrote:

Patreon? I've not used it, but I hear it referred to quite often.

On Mon, Feb 20, 2017 at 10:33 AM, Zachariah Wahid <
offsite@thehubofdetroit.org> wrote:

Hi all,

Has anyone used an alternative to Paypal that lets you accept donations
through your website and send money?

Thanks!

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www.godlovespeople.org
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