Interested in developing group insurance plan?
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wikihttp://www.bikecollectives.org/wiki/index.php?title=Insurancewith new info from our search. I hope you all like it)
best, Jameel
Count me in!! Tom L. Two dogs bike recycle
On Tue, Aug 14, 2012 at 3:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wikihttp://www.bikecollectives.org/wiki/index.php?title=Insurancewith new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 jalsalam@gmail.com
Thethinktank mailing list Thethinktank@lists.bikecollectives.org To unsubscribe, send a blank email to TheThinkTank-leave@bikecollectives.org To manage your subscription, plase visit:
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www.brockvillebikeministry.com is very interested Eric Montgomery Executive Director On Aug 14, 2012 2:39 PM, "Thomas Labenski" labenskit@gmail.com wrote:
Count me in!! Tom L. Two dogs bike recycle
On Tue, Aug 14, 2012 at 3:59 PM, Jameel Alsalam jalsalam@gmail.comwrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wikihttp://www.bikecollectives.org/wiki/index.php?title=Insurancewith new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 jalsalam@gmail.com
Thethinktank mailing list Thethinktank@lists.bikecollectives.org To unsubscribe, send a blank email to TheThinkTank-leave@bikecollectives.org To manage your subscription, plase visit:
http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.o...
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The Yellow Bike Program and Reconditioned Bikes for Kids, Inc. of Rapid City, SD would be interested in what you find out. Thank you.
Dale Bishop
-----Original Message----- From: thethinktank-bounces@lists.bikecollectives.org [mailto:thethinktank-bounces@lists.bikecollectives.org] On Behalf Of Eric Montgomery Sent: Tuesday, August 14, 2012 2:58 PM To: The Think Tank Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
www.brockvillebikeministry.com is very interested Eric Montgomery Executive Director
On Aug 14, 2012 2:39 PM, "Thomas Labenski" labenskit@gmail.com wrote:
Count me in!! Tom L. Two dogs bike recycle
On Tue, Aug 14, 2012 at 3:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wiki http://www.bikecollectives.org/wiki/index.php?title=Insurance with new info from our search. I hope you all like it)
best, Jameel
The Martin Bike Co-op and Repair in Martin, TN would be interested in what you find out.
Thanks.
Ken Leibold, CEO, Chief Everything Officer
From: thethinktank-bounces@lists.bikecollectives.org [mailto:thethinktank-bounces@lists.bikecollectives.org] On Behalf Of Yellow Bike Program Sent: Tuesday, August 14, 2012 7:01 PM To: 'The Think Tank' Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
The Yellow Bike Program and Reconditioned Bikes for Kids, Inc. of Rapid City, SD would be interested in what you find out. Thank you.
Dale Bishop
-----Original Message----- From: thethinktank-bounces@lists.bikecollectives.org [mailto:thethinktank-bounces@lists.bikecollectives.org] On Behalf Of Eric Montgomery Sent: Tuesday, August 14, 2012 2:58 PM To: The Think Tank Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
www.brockvillebikeministry.com is very interested Eric Montgomery Executive Director
On Aug 14, 2012 2:39 PM, "Thomas Labenski" labenskit@gmail.com wrote:
Count me in!!
Tom L.
Two dogs bike recycle
On Tue, Aug 14, 2012 at 3:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wiki http://www.bikecollectives.org/wiki/index.php?title=Insurance with new info from our search. I hope you all like it)
best, Jameel
SPOKES has the same question I am starting a group called the Community Bike Collaborative . The idea is to be a finding or grant making organization that supports community bike shops and programs and offers technical assistance and group privileges including insurance and 501c3 fiscal sponsorship. I'd like to be much more involved in this conversation as it is one of the barriors anc challenges community bke projects have.
Brian Drayton Executive Director SPOKES National , Richmond 322 Harbour Way #5 Richmond, CA 94801 brian@richmondspokes.org Google voice (510) 545-2243 http://www.richmondspokes.org FaceBook: http://www.facebook.com/richmond.spokes Join our mailing list and get a subscription to our monthly news letter (SPOKE ~N~WORD ) *http://tinyurl.com/sp0ke-n-w0rd*
Why re-invent the wheel ...when you can tighten the spokes?
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~* **
*
On Tue, Aug 14, 2012 at 6:33 PM, Ken <kjleibold@frontier.com> wrote:
> The Martin Bike Co-op and Repair in Martin, TN would be interested in what
> you find out.****
>
> Thanks.****
>
> ** **
>
> Ken Leibold, CEO, Chief Everything Officer****
>
> ** **
>
> *From:* thethinktank-bounces@lists.bikecollectives.org [mailto:
> thethinktank-bounces@lists.bikecollectives.org] *On Behalf Of *Yellow
> Bike Program
> *Sent:* Tuesday, August 14, 2012 7:01 PM
> *To:* 'The Think Tank'
> *Subject:* Re: [TheThinkTank] Interested in developing group insurance
> plan?****
>
> ** **
>
> ****
>
> The Yellow Bike Program and Reconditioned Bikes for Kids, Inc. of Rapid
> City, SD would be interested in what you find out. Thank you.****
>
> ****
>
> *Dale Bishop*****
>
> * *
>
> -----Original Message-----
> *From:* thethinktank-bounces@lists.bikecollectives.org [
> mailto:thethinktank-bounces@lists.bikecollectives.org<thethinktank-bounces@lists.bikecollectives.org>]
> *On Behalf Of *Eric Montgomery
> *Sent:* Tuesday, August 14, 2012 2:58 PM
> *To:* The Think Tank
> *Subject:* Re: [TheThinkTank] Interested in developing group insurance
> plan?****
>
> www.brockvillebikeministry.com is very interested
> Eric Montgomery
> Executive Director ****
>
> On Aug 14, 2012 2:39 PM, "Thomas Labenski" <labenskit@gmail.com> wrote:***
> *
>
> Count me in!! ****
>
> Tom L.****
>
> Two dogs bike recycle****
>
> ** **
>
> On Tue, Aug 14, 2012 at 3:59 PM, Jameel Alsalam <jalsalam@gmail.com>
> wrote:****
>
> Hello ThinkTank, ****
>
> ** **
>
> Earlier this year I helped the organization I volunteer with, The Bike
> House (thebikehouse.org) to search for general liability insurance. The
> motivation was the offer of a free space, but we needed to have insurance.
> At the time, we were an unincorporated group, no 501c3 status, small
> budget, no employees, etc. I did a bunch of searching. The League of
> American Bicyclists said that their program is really just for bike ride
> clubs and advocacy groups, not for co-ops. A lot of the insurance options
> only work if you are 501c3, which we were not. While we eventually found
> insurance that works for us (for now anyway), the experience led me to
> believe that there is a gap in insurance options for small/newish community
> bike repair groups.****
>
> ** **
>
> To address this gap, I would like to work with the League of American
> Bicyclists or other national group to come up with a plan that would work
> for community bike repair groups. They are going to want to know that there
> are interested groups out there. So I am throwing this out there - would
> you or your group be interested in helping to shape a plan and possibly
> purchasing it in the future if it met your requirements?****
>
> ** **
>
> There are a lot of possible variables - groups with space or without
> space, groups with employees or without, groups that work with kids or
> don't, groups that just do teaching and repairs/groups that also do rides
> or other activities. I may send out a survey later if there is significant
> interest to start to get a sense of what requirements are most common.****
>
> ** **
>
> (Also: I just updated/expanded the insurance article on the bike
> collectives wiki<http://www.bikecollectives.org/wiki/index.php?title=Insurance>with new info from our search. I hope you all like it)
> ****
>
> ** **
>
> best,
> Jameel
> ****
>
> ** **
>
> --
> Jameel Alsalam
> (510) 717-9637
> jalsalam@gmail.com****
>
>
> _______________________________________________
> Thethinktank mailing list
> Thethinktank@lists.bikecollectives.org
> To unsubscribe, send a blank email to
> TheThinkTank-leave@bikecollectives.org
> To manage your subscription, plase visit:
>
> http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.org
> ****
>
> ** **
>
>
> _______________________________________________
> Thethinktank mailing list
> Thethinktank@lists.bikecollectives.org
> To unsubscribe, send a blank email to
> TheThinkTank-leave@bikecollectives.org
> To manage your subscription, plase visit:
>
> http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.org
> ****
>
>
> _______________________________________________
> Thethinktank mailing list
> Thethinktank@lists.bikecollectives.org
> To unsubscribe, send a blank email to
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> To manage your subscription, plase visit:
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>
>
I think the motivation to organize an insurance pool is a great idea- thanks for posting info to the wiki.
josh On Tue, Aug 14, 2012 at 12:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wikihttp://www.bikecollectives.org/wiki/index.php?title=Insurancewith new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 jalsalam@gmail.com
Thethinktank mailing list Thethinktank@lists.bikecollectives.org To unsubscribe, send a blank email to TheThinkTank-leave@bikecollectives.org To manage your subscription, plase visit:
http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.o...
Just an FYI,
We are insured through this company, which is a non-profit insurance company. the rate was relatively cheap and you get access to some cool resources. I think their minimum policy was around 3k, but not sure about that.
http://www.insurancefornonprofits.org/
Hope this helps, Noah
On Tue, Aug 14, 2012 at 2:40 PM, Joshua Muir muirjoshua@gmail.com wrote:
I think the motivation to organize an insurance pool is a great idea- thanks for posting info to the wiki.
josh On Tue, Aug 14, 2012 at 12:59 PM, Jameel Alsalam jalsalam@gmail.comwrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wikihttp://www.bikecollectives.org/wiki/index.php?title=Insurancewith new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 jalsalam@gmail.com
Thethinktank mailing list Thethinktank@lists.bikecollectives.org To unsubscribe, send a blank email to TheThinkTank-leave@bikecollectives.org To manage your subscription, plase visit:
http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.o...
-- Joshua Muir muirjoshua@gmail.com
Frances Cycles http://www.francescycles.com/ Handbuilt cycling framesets Touring, Track, Road,Cross, and Cargo 203 Cedar St Santa Cruz, CA (831) 469-3369
The Bicycle Church Collective http://bikechurch.santacruzhub.org/ Community Self-Service Cycle Repair 3pm to 7pm everyday except Sunday 703 Pacific Ave (enter on Spruce St) Santa Cruz, CA 95060 (831) 425-2453
Thethinktank mailing list Thethinktank@lists.bikecollectives.org To unsubscribe, send a blank email to TheThinkTank-leave@bikecollectives.org To manage your subscription, plase visit:
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You pay $3000 a year? Wow, that's steep. I am working with other insurances to see what I come up with.
From: thethinktank-bounces@lists.bikecollectives.org [mailto:thethinktank-bounces@lists.bikecollectives.org] On Behalf Of Reno Bikes Sent: Tuesday, August 14, 2012 2:49 PM To: The Think Tank Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
Just an FYI,
We are insured through this company, which is a non-profit insurance company. the rate was relatively cheap and you get access to some cool resources. I think their minimum policy was around 3k, but not sure about that.
http://www.insurancefornonprofits.org/
Hope this helps,
Noah
On Tue, Aug 14, 2012 at 2:40 PM, Joshua Muir muirjoshua@gmail.com wrote:
I think the motivation to organize an insurance pool is a great idea- thanks for posting info to the wiki.
josh
On Tue, Aug 14, 2012 at 12:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wiki http://www.bikecollectives.org/wiki/index.php?title=Insurance with new info from our search. I hope you all like it)
best, Jameel
Community Self-Service Cycle Repair 3pm to 7pm everyday except Sunday 703 Pacific Ave (enter on Spruce St) Santa Cruz, CA 95060 (831) 425-2453 tel:%28831%29%20425-2453 _______________________________________________ Thethinktank mailing list Thethinktank@lists.bikecollectives.org To unsubscribe, send a blank email to TheThinkTank-leave@bikecollectives.org To manage your subscription, plase visit: http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.o rg -- https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcQF-DMHXEsYokLOqjvfQcA3 mGe4Jx_IeoxkhAEdzmHK1LvW9yeihg Wed-Fri 11am-6pm Sat 10am-4pm 541 E. 4th Street. Reno, NV 89512 775.323.4488 donate via paypal: http://www.renobikeproject.com/index.php/donate/ Follow us on Flickr: http://www.flickr.com/photos/renobikeproject/ Please let us know if you would like to unsubscribe to our email list.
Hi Think Tank, It's really exciting to see this conversation happening, as creating a group insurance plan is something that the Alliance for Biking & Walking has been looking into since BikeBike, based on several conversations that I had in Vancouver.
We have had some really good conversations with McKay Insurance, who were actually already looking into creating a group rate when we contacted them, and will be reaching out to a couple other companies in the coming weeks. McKay should be sharing their plan in the next couple days, which I will post on the Think Tank for everyone to look over and give their thoughts.
Looking forward to continuing this discussion.
Best, Mike
Mike Samuelson Member Services and Open Streets Coordinator Alliance for Biking & Walking
P.O. Box 65150 Washington, DC 20035
Phone: 202-449-9692 x 7 Mike@PeoplePoweredMovement.org mailto:Mike@PeoplePoweredMovement.org
Follow the Open Streets Project http://openstreetsproject.org/ on Twitter https://twitter.com/#%21/Open_Streets and like us on Facebook http://www.facebook.com/OpenStreetsProject to stay up to date with the latest on open streets!
From: Mark Friis tenbears1@verizon.net Reply-To: The Think Tank thethinktank@lists.bikecollectives.org Date: Tue, 14 Aug 2012 15:01:37 -0700 To: 'The Think Tank' thethinktank@lists.bikecollectives.org Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
You pay $3000 a year? Wow, that¹s steep. I am working with other insurances to see what I come up with.
From: thethinktank-bounces@lists.bikecollectives.org [mailto:thethinktank-bounces@lists.bikecollectives.org] On Behalf Of Reno Bikes Sent: Tuesday, August 14, 2012 2:49 PM To: The Think Tank Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
Just an FYI,
We are insured through this company, which is a non-profit insurance company. the rate was relatively cheap and you get access to some cool resources. I think their minimum policy was around 3k, but not sure about that.
http://www.insurancefornonprofits.org/
Hope this helps,
Noah
On Tue, Aug 14, 2012 at 2:40 PM, Joshua Muir muirjoshua@gmail.com wrote: I think the motivation to organize an insurance pool is a great idea- thanks for posting info to the wiki.
josh
On Tue, Aug 14, 2012 at 12:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org http://thebikehouse.org ) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wiki http://www.bikecollectives.org/wiki/index.php?title=Insurance with new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 tel:%28510%29%20717-9637 jalsalam@gmail.com
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The org I work with has incorporated (as a corporation, not yet 501c3 with IRS) in our state and purchased D&O and liability insurance for a year. It was less than $2k. Consider incorporating and pursuing nonprofit status. It opens up your ability to provide donation receipts to donors (which are then tax-deductible, if you're 501c3) and grants are much easier to come by.
Marissa Pherson
On Wed, Aug 15, 2012 at 10:22 AM, Mike Samuelson < mike@peoplepoweredmovement.org> wrote:
Hi Think Tank, It's really exciting to see this conversation happening, as creating a group insurance plan is something that the Alliance for Biking & Walking has been looking into since BikeBike, based on several conversations that I had in Vancouver.
We have had some really good conversations with McKay Insurance, who were actually already looking into creating a group rate when we contacted them, and will be reaching out to a couple other companies in the coming weeks. McKay should be sharing their plan in the next couple days, which I will post on the Think Tank for everyone to look over and give their thoughts.
Looking forward to continuing this discussion.
Best, Mike
Mike Samuelson *Member Services and Open Streets Coordinator* Alliance for Biking & Walking
P.O. Box 65150 Washington, DC 20035
Phone: 202-449-9692 x 7 Mike@PeoplePoweredMovement.org
Follow the Open Streets Project http://openstreetsproject.org/ on Twitter https://twitter.com/#%21/Open_Streets and like us on Facebookhttp://www.facebook.com/OpenStreetsProjectto stay up to date with the latest on open streets!
From: Mark Friis tenbears1@verizon.net Reply-To: The Think Tank thethinktank@lists.bikecollectives.org Date: Tue, 14 Aug 2012 15:01:37 -0700 To: 'The Think Tank' thethinktank@lists.bikecollectives.org
Subject: Re: [TheThinkTank] Interested in developing group insurance plan?
You pay $3000 a year? Wow, that’s steep. I am working with other insurances to see what I come up with.****
*From:* thethinktank-bounces@lists.bikecollectives.org [ mailto:thethinktank-bounces@lists.bikecollectives.orgthethinktank-bounces@lists.bikecollectives.org] *On Behalf Of *Reno Bikes *Sent:* Tuesday, August 14, 2012 2:49 PM *To:* The Think Tank *Subject:* Re: [TheThinkTank] Interested in developing group insurance plan?****
Just an FYI,****
We are insured through this company, which is a non-profit insurance company. the rate was relatively cheap and you get access to some cool resources. I think their minimum policy was around 3k, but not sure about that. ****
http://www.insurancefornonprofits.org/****
Hope this helps,****
Noah****
On Tue, Aug 14, 2012 at 2:40 PM, Joshua Muir muirjoshua@gmail.com wrote:
I think the motivation to organize an insurance pool is a great idea- thanks for posting info to the wiki. ****
josh****
On Tue, Aug 14, 2012 at 12:59 PM, Jameel Alsalam jalsalam@gmail.com wrote:****
Hello ThinkTank,****
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.****
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?****
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.****
(Also: I just updated/expanded the insurance article on the bike collectives wikihttp://www.bikecollectives.org/wiki/index.php?title=Insurancewith new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 jalsalam@gmail.com****
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-- Joshua Muir muirjoshua@gmail.com
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203 Cedar St Santa Cruz, CA (831) 469-3369****
The Bicycle Church Collective http://bikechurch.santacruzhub.org/ ****
Community Self-Service Cycle Repair 3pm to 7pm everyday except Sunday 703 Pacific Ave (enter on Spruce St) Santa Cruz, CA 95060 (831) 425-2453****
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Yes, Bicycle Longmont (Colorado) is very interested in this.
Tom Dettloff 303-444-5844
On 8/14/2012 1:59 PM, Jameel Alsalam wrote:
Hello ThinkTank,
Earlier this year I helped the organization I volunteer with, The Bike House (thebikehouse.org http://thebikehouse.org) to search for general liability insurance. The motivation was the offer of a free space, but we needed to have insurance. At the time, we were an unincorporated group, no 501c3 status, small budget, no employees, etc. I did a bunch of searching. The League of American Bicyclists said that their program is really just for bike ride clubs and advocacy groups, not for co-ops. A lot of the insurance options only work if you are 501c3, which we were not. While we eventually found insurance that works for us (for now anyway), the experience led me to believe that there is a gap in insurance options for small/newish community bike repair groups.
To address this gap, I would like to work with the League of American Bicyclists or other national group to come up with a plan that would work for community bike repair groups. They are going to want to know that there are interested groups out there. So I am throwing this out there - would you or your group be interested in helping to shape a plan and possibly purchasing it in the future if it met your requirements?
There are a lot of possible variables - groups with space or without space, groups with employees or without, groups that work with kids or don't, groups that just do teaching and repairs/groups that also do rides or other activities. I may send out a survey later if there is significant interest to start to get a sense of what requirements are most common.
(Also: I just updated/expanded the insurance article on the bike collectives wiki http://www.bikecollectives.org/wiki/index.php?title=Insurance with new info from our search. I hope you all like it)
best, Jameel
-- Jameel Alsalam (510) 717-9637 jalsalam@gmail.com mailto:jalsalam@gmail.com
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participants (12)
-
Brian Drayton -
Eric Montgomery -
Jameel Alsalam -
Joshua Muir -
Ken -
Marissa Pherson -
Mark Friis -
Mike Samuelson -
Reno Bikes -
Thomas Labenski -
Tom Dettloff -
Yellow Bike Program