An insurance policy would cover something like this, although your shop would probably be out of pocket anyway because the deductible would likely be within that price range.
While our insurance doesn't have to deal directly with health care costs (the whole Canada thing...), our policy does have coverage for the things that would basically destroy any organization: death & dismemberment coverage, as well as legal liability protection up to $2 million dollars.
If you're curious about insurance, the best thing I can suggest is find some shops nearby who have solicited insurance already. It helps a lot if the agent knows what this whole bike thing is about. Our quote dropped almost $2k when we spoke to an agent who was familiar with bike co-ops (thanks, Bike Sauce!)
Hope your volunteer is ok! Clifford B!KE: The Peterborough Community Bike Shop 400 Wolfe St, Peterborough ON communitybikeshop.org http://communitybikeshop.org (705) 775-7227
On 14/02/2011 4:57 PM, tito @ sopo bike co-op wrote:
we recently faced the issue of one of our core volunteers getting injured in the shop. when the time came to decide about a trip to the hospital it became apparent that the person did not have insurance and could not afford the trip. have other shops faced this situation? do you (the shop) pay for or help pay for medical expenses. the trip would have run anywhere form $300 to $1000. is there a limit that folks have decided on? is it a process of reimbursement? do any shops have insurance that cover such things? any input would be much appreciated.
tito @ SOPO Bikes 1270 Caroline St NE Ste D120-392 Atlanta, GA 30307
cell. 678.907.3892 work. 404.635.6367
www.sopobikes.org http://www.sopobikes.org
Our mission is to create equitable access to cycling by providing affordable bicycle maintenance, services and education.
On Mon, Feb 14, 2011 at 4:41 PM, <thethinktank-request@lists.bikecollectives.org mailto:thethinktank-request@lists.bikecollectives.org> wrote:
Send Thethinktank mailing list submissions to thethinktank@lists.bikecollectives.org <mailto:thethinktank@lists.bikecollectives.org> To subscribe or unsubscribe via the World Wide Web, visit http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.org or, via email, send a message with subject or body 'help' to thethinktank-request@lists.bikecollectives.org <mailto:thethinktank-request@lists.bikecollectives.org> You can reach the person managing the list at thethinktank-owner@lists.bikecollectives.org <mailto:thethinktank-owner@lists.bikecollectives.org> When replying, please edit your Subject line so it is more specific than "Re: Contents of Thethinktank digest..." Today's Topics: 1. Re: bike valet question (Angel York) 2. bike valet question (CAT Director) ---------------------------------------------------------------------- Message: 1 Date: Sun, 13 Feb 2011 23:38:01 -0800 From: Angel York <aniola@gmail.com <mailto:aniola@gmail.com>> To: The Think Tank <thethinktank@lists.bikecollectives.org <mailto:thethinktank@lists.bikecollectives.org>> Subject: Re: [TheThinkTank] bike valet question Message-ID: <AANLkTikz7u8NZVC1+-=WDdCvOSQ00FR5GYd2cs7Vx075@mail.gmail.com <mailto:WDdCvOSQ00FR5GYd2cs7Vx075@mail.gmail.com>> Content-Type: text/plain; charset="iso-8859-1" By SC, do you mean Santa Cruz? Are you the fellow I used to cover for so you could go get vegetables sometimes? I'm glad they're paying you now! Here in Davis, bike valet parking happens, but rarely. The campus has some lightweight racks and the city has some heavy-duty racks, and they lend 'em out. Both the Davis Bike Collective and Davis Bicycles! have borrowed them, but it's kind of an ordeal so they only come out for big occasions. I think of Bike Valet Parking as a way to get folks aware of various bike organizations. Angel York I hail from the Davis (California) Bike Collective On Tue, Feb 8, 2011 at 12:21 PM, kyle mckinley <bicirider@gmail.com <mailto:bicirider@gmail.com>> wrote: > hi, all, > It's been a while since I posted to this list (though I lurk now and then), > and I missed seeing everyone at the last bike!bike!, but I have a quick > favor to ask: > > I'm helping write an article about bike valet services (bike parking at > events that draw too many bikes to simply lock up) and it occurred to me > that there are probably lots of folks/ projects doing this as a form of > outreach that I don't know about. > > Here in SC it is most reliable at the farmer's market (where I currently > get paid to do it -- oogle bikes, chat w/ cyclists, eat veges; pretty rad). > I know that the San Francisco Bike Coalition does a lot of this on an > event-to-event basis. > > Other places that you know about? Particularly successful instances? Anyone > combining parking with wrenching? > > Reply on or off list. > > warmly, > kyle > > -- > If an Easyrider rides easy, then a bicirider rides bici > > _______________________________________________ > Thethinktank mailing list > Thethinktank@lists.bikecollectives.org <mailto:Thethinktank@lists.bikecollectives.org> > To unsubscribe, send a blank email to > TheThinkTank-leave@bikecollectives.org <mailto:TheThinkTank-leave@bikecollectives.org> > To manage your subscription, plase visit: > > http://lists.bikecollectives.org/listinfo.cgi/thethinktank-bikecollectives.org > >