Are you working as a non-profit, or as a charity? This might make a difference, especially if you are under the umbrella of the Church organization. Bike Pirates has insurance through All Risk ( http://www.all-risks.com/ ) but our programming model is different, and we don't work with youth. Our total insurance cost is just under $200/month.
One thing you need to make *very* clear is that you are not building bikes, you are providing instruction and the participants are doing the work themselves. This makes a big difference in your liability.
Ainsley Bike Pirates, Toronto.
On Fri, Apr 13, 2012 at 9:24 AM, Eric Montgomery emontgo1017@gmail.comwrote:
www.brockvillebikeministry.com is looking for insurance here in ontario, canada. Pease visit our site.
What we are trying to do is provide our youth of Brockville, Ontario, Canada with a donated, powder coated used bicycle that they assemble themselves.
We instruct and work with the youth for one week in the summer to build their own bike, which includes Police services coming in at the end of the week to provide, rules of the road and to licence each youths bike.
The youth leaves with a licenced bike that they assembled, complete with front/back lights, reflectors, bell and a chain and lock, new helmet.
This is completely free due to donations and a federal grant to any youth between ten and twenty years old in brockville and area.
We have a unfirm quote of Five thousand dollars just for liability only.
Please ask any questions as we have church space available to accomidate eight ten youth and volunteer helpers for each week during this coming summer.
Eric Montgomery Kelly Potvin Brockville Bike Ministry Brockville, Ontario, Canada
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